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No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

If your roof was constructed between 1930 and 1970, there’s a possibility that the shingles contain asbestos. If that’s the case, you should hire a professional for repairs and replacement, as they’ll have the necessary equipment to stay safe from such a hazardous and cancer-causing substance. If your home was constructed after this period, it’s unlikely that the shingles in place are toxic. In most cases, asbestos shingles are not recyclable, while standard asphalt shingles are recyclable.

Embarking on a kitchen demolition comes with its share of risks to keep in mind. Think of potential encounters with asbestos, sharp objects, and power tools—not to mention the peril of structures wobbling or unexpected plumbing surprises. And, of course, you will be surrounded by dust and debris throughout the process. All of the above makes safety gear necessary, or you can consider hiring a qualified professional.

You do not have to remove lead paint if the surface is not chipping or peeling or if there are no pregnant people or children under the age of six who live in or regularly visit your home. Lead paint is a particular risk for young children whose brains and bodies are not fully developed. Experts strongly recommend that you call a pro to remove lead paint if it’s peeling or flaking, no matter who lives in the home. You can experience lead poisoning by breathing in or ingesting just a small amount of it.