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Building code allows 24-inch on-center spacing for roof trusses. However, you can install them on 12- or 16-inch centers to handle large loads or other exceptional circumstances. In cases such as covering a wide span or supporting alternative roofing materials, where a structural engineer needs to evaluate or create a design for your trusses, the plans will indicate the spacing. 

Yes, in many cases, homeowners insurance does cover roof damage caused by snow. For instance, if your roof collapses during a snowstorm or an ice dam results in a ceiling leak, your policy should cover repair costs. However, for a claim to be approved, the roof must have been well-maintained and in good condition before the snow-related damage occurred. The payout, whether full or partial, can also vary depending on the age of your roof and its overall condition prior to the snowfall. It is always best to review your specific homeowners insurance policy to understand the details of your coverage and any potential exclusions.

Roofing material costs vary depending on the type of material you choose and whether you install it yourself or hire a roofer. Shingles are the most affordable option and cost between $70 and $400 per square, metal roofing is between $100 and $1,500 per square, and concrete tile is between $300 and $1,000 per square.

Metal roofs do not inherently leak more than shingle roofs; when properly installed, they are generally less likely to leak. Asphalt shingle roofs are more susceptible to leaks due to factors like wind uplift, damage from extreme weather, moss growth, and ice dams. Over time, asphalt shingles also lose their protective grit, which reduces their waterproofing capabilities. In contrast, metal is a more resilient material that stands up better to heavy precipitation and high winds. However, metal roofs can develop leaks if they are poorly installed, have improperly sealed fasteners, or experience issues from thermal expansion. For this reason, professional installation and regular maintenance are crucial to ensure a metal roof's longevity and superior protection against leaks.