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It’s a good idea to run the pool pump while swimming because your filter and skimmers will be active to help keep the water clean. Additionally, if you have pool features, you would naturally keep those pumps running while you swim. However, it’s not a requirement to run your pump while you swim.

Gunite pools are not exactly easy to maintain—but we wouldn't call them "high maintenance." It's one of the longest-lasting pool options, but its porous surface does require a lot of care. You’ll need to thoroughly clean the pool often to prevent stubborn algae growth, and the pool will require higher chemical levels to keep it clean. 

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

The best way to dissolve algae is to use pool shock. The shock increases the free chlorine levels in your pool, which in turn kills bacteria, microorganisms, and algae. You can opt for granulated shock that you mix with water or a premixed liquid shock.

Keep in mind that using pool shock is just one of the steps you need to take to get rid of algae from your pool. Unless you also brush, vacuum, and clean the filter, your algae problem may return.