Should I skip a home appraisal?

• <div><p>As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. </p><p>In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.</p></div>

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Q: Do appraisals usually come in high?

• <div><p>Appraisals can come in above or below the list price or offer price for a property, and where it falls depends on many factors. Those include the condition of the property, the location, and the age of the home, but often, the condition of the market is the biggest determining factor. Where demand is high for properties, buyers compete with each other for homes, which tends to drive up offer prices above where appraisals come in. Where demand is low, you&rsquo;ll often see the opposite happening.</p></div>

Q: Are appraisals required for selling a property?

• <div><p>Appraisals are not mandatory but are helpful for pricing accuracy and negotiation purposes.</p></div>

Q: How do appraisers adjust for a finished basement?

• <div><p>While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location&rsquo;s real estate market and the specifics of the basement and how it was finished. </p></div>

Q: How does a community well affect my mortgage or insurance?

• <div><p>The age of the well, installation methods, and maintenance logs can affect your home insurance premiums and any potential future claim. Mortgage companies can request proof of water quality before they approve the loan. Review all well information, including the Shared Well Agreement, before you make an offer to purchase.</p></div>

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Verified Reviews for Real Estate Service pros in Cambridge Springs, PA

*The Angi rating for Real Estate Service companies in Cambridge Springs, PA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Real Estate Service needs.

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Last update on November 09, 2025

Reviewed in February 2025
Yes did real good job would hire again and recommend
Elite Interior Painting Services
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Reviewed in September 2020
The agent we originally signed-up with left Howard Hanna for a competing company and we were randomly assigned to a new agent. Our experience was terrible! The communication and customer service were mediocre at best. I was bullied into lowering the price of my home after a low ball offer was...
Howard Hanna Bainbridge Kaufman Real Estate
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Reviewed in June 2014
Great customer service on the phone. Agents are polite and responsive.
ARMSTRONG TELEPHONE & CABLE
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Reviewed in January 2014
Everything went real well. When job was started it didn't last long. Very quick.
B Davis Enterprises LLC
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Reviewed in February 2013
Did a wonderful job. Very affordable and looks great. Real Pros!! Worked in bad weather and got the job done in a day and a half. Perfect clean-up.
Gutters Unlimited
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Reviewed in December 2012
Was a bit different in his approach to win the job. Was first very interested in the job and then appeared not to want the job. this was a bit akward and we hard a couple words but we both worked it out without a problem. The persons that did the work was a real nice person and considerate of...
Putnam Painting Co
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Reviewed in July 2012
They did a real goo job. They were prompt. They returned calls right away and came at a good time.
A-1 Seal Coating
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Reviewed in June 2012
This is a small town, and there us a tremendous sense of loyalty between people who work in the area, and their customers. It's a real family thing. Dennis is all A's! He's honest, friendly, and responsive. I have been using him for decades. If he say's he's coming, he comes. No fooling...
Dennis Skelton Refrigeration Co
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Reviewed in June 2012
He was real good too. In terms of punctuality, he is not so great but everything else is excellent. He does excellent work and he is very neat.
SCOTTS HEATING & AC INC
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Reviewed in June 2012
Phil Sheleberger is a real professional. He responded immediately to our call. The quote for the repairs were exactly what we were charged. His prices are fair. He (and his excavator) performed their duties in a timely manner and did a great job. So happy with the service we received from...
Philip Shelenberger
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Akrivis Real Estate Valuations

4.43(

)

•Approved Pro

Akrivis Real Estate Valuations

Customers say: Quick response

1416 local quotes requested

7 years of experience

Welcome to the future of real estate valuation solutions with Akrivis. We combine innovation and evolving technology with our exclusive network of photography contractors to deliver accurate real estate valuations in less than five days. No stress, no fuss, just fast and reliable property values.

"Hired to do valuation of a manufactured home - not on land. Gave appraisal comparison properties included land. therefore not an accurate valuation. Thought salesperson understood nuance. "

Melissa P on October 2025

"Hired to do valuation of a manufactured home - not on land. Gave appraisal comparison properties included land. therefore not an accurate valuation. Thought salesperson understood nuance. "

Melissa P on October 2025

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Appraisal Real Estate Service

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Akrivis Real Estate Valuations

Akrivis Real Estate Valuations

The John Fincham Group

The John Fincham Group

Royalty Estate Investments

Royalty Estate Investments

Homewell Property Inspections LLC

Homewell Property Inspections LLC

Agresti Real Estate

Agresti Real Estate

Keystone Alliance Mortgage

Keystone Alliance Mortgage

REMAX Hometown Realty

REMAX Hometown Realty

RE/MAX Hometown Realty - Chandler Mason

RE/MAX Hometown Realty - Chandler Mason

ReMax Hometown Realty-Sherry Menold

ReMax Hometown Realty-Sherry Menold

CreditGuard of America

CreditGuard of America

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