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Avatar for C&S Contracting
C&S Contracting
5.0(
7
)
Find a Custom Home Builder

Serving Powers, OR and surrounding areas

In business since 2000

Free estimates

Emergency services offered

"C&S Contracting did a phenomenal job for us! This was our first time using them. We found them on the internet then gave them a call to remodel our bathroom. Everything turned out beautifully. When we called to get pricing and talk about the job they were very friendly and accommodating. They made the process seamless! Their pricing was very reasonable. The workers were prompt, polite and professional. They were very courteous and they were respectful of our home. They also did a great job of being tidy and cleaning up after themselves! If you are looking to have any of your rooms remodeled then, by all means, call C&S You will not be disappointed!"
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+9

Recommended by100%of homeowners
Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home Builder

Serving Powers, OR and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"Loay Jabbar provided the information I needed quickly and clearly. I immediately signed up for full coverages for our two homes because of the discounts offered and because of the quality of service that Loay is saying and promising Choice Home Warranty provides to its customers. I have bad experiences with other home warranty companies so I am hoping I found the best company that would deliver the best service."
Recommended by81%of homeowners
On-Point Construction, LLC
5.0(
3
)
Find a Custom Home Builder

Serving Powers, OR and surrounding areas

In business since 2022

Free estimates

Credit card accepted

"Colt and Josef were amazing to work with! They provided clear and concise quotes and were excellent communicators. They provided us a time frame of when the project would be done and weâ re able to accomplish it. There were times when things didnâ t go as smoothly as they had hoped, but they worked longer hours to make up for it. As far as the quality of the work, it was outstanding! We were very pleased on how our bedrooms turned out. We have hired them to do a complete remodel on our office, kitchen, dining room, living room and laundry room. We are looking forward to seeing the transformation from older modular to modern home!"
Response time5 days
Response rate85%
Recommended by100%of homeowners
Avatar for American Home Shield – Home Warranty
American Home Shield – Home Warranty
3.5(
5,688
)
Find a Custom Home Builder

Serving Powers, OR and surrounding areas

In business since 1971

Credit card accepted

"The technician did an excellent job. It did take a while to get the repair finished, but that was due to Bertazzoni delivering the parts. I have had multiple problems with this particular appliance. My range now works better than it did when new, but I have a feeling that even if I have continuing problems with it, American Home Shield will just repair rather than replace due to the cost of the range. By the way, I'm not exactly sure of the date of the repair."
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+2

Recommended by65%of homeowners
Avatar for Hames Construction
Hames Construction
5.0(
2
)
Find a Custom Home Builder

Serving Powers, OR and surrounding areas

In business since 1996

Free estimates

Hames Construction is a small locally owned company that believes in quality work and fair honest pricing. Owner/operator George Hames does the work himself, has been in business over 30 years and specialties in residential grade and gravel work and/or repairs for driveways, roads and RV pads. Also has the equipment, experience and know-how for land clearing jobs both big and small. Free estimates, happy to help out any way possible and answer any questions you have.

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+3

Recommended by100%of homeowners
Avatar for JBC Group Solutions Inc
JBC Group Solutions Inc
4.0(
4
)
Find a Custom Home Builder

Serving Powers, OR and surrounding areas

In business since 2007

Emergency services offered

"They did a real good job. They were real professional. We can now open the garage door from the inside of the house and now it is so smooth that we have to check to see if we hit the button to open it or close it.  Before we used to know when it was opening or closing because it used to make a noise. It helps when you move to a city where you are new. "
Custom Staircases
Custom Exterior Restoration
Custom Bathrooms
Recommended by75%of homeowners
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Custom Home Builders questions, answered by experts

The longest part of building a custom home is the design phase. It takes multiple professionals and a ton of work to bring your vision for your dream home to life while sticking to a homebuilding budget and also ensuring everything is built to code. Expect the design phase for a custom home build to take six months to a year.

Buying a house is easier than building one from scratch. Buying an existing home is almost always faster, even if you need to make renovations once you move in. When you hire the right team to build a home, they will simplify the design and build phases so that there is little guesswork throughout the process, but building new construction will almost always take longer than buying an existing home.

A construction-to-permanent loan is the most common type of mortgage used to finance a house teardown and rebuild. These loans include financing for construction costs and convert to a long-term mortgage once construction is complete. Check the terms of the loan closely before beginning work—there are often restrictions requiring you to use licensed contractors for all work.

One of the best ways to negotiate with a homebuilder is to forgo price reductions. Instead, negotiate over upgrades and incentives, as many builders are more willing to go down that road than to decrease their own fee. Even if they were willing to take a cut, a reputable homebuilder often knows their worth, so a willingness to negotiate could be a red flag. Beyond that, builders are typically willing to negotiate closing costs instead of offering a discount on the base price.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

The Powers, OR homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.