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Verified Reviews for Property Appraisal pros in Otis, OR

*The Angi rating for Property Appraisal companies in Otis, OR is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Otis, OR is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on October 29, 2025

Find Property appraisers in Otis

Thomas Appraising

29415 Mormon Blvd.
4.25(
4
)

Thomas Appraising

29415 Mormon Blvd.
4.25(
4
)
Customers say: Super punctual
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

I can appraise anything that moves or can be moved. I can travel short or long distances, I have never been 2nd guessed or questioned on an appraisal. I have been doing appraisals for 12yrs. I can appraise at you location or I have done them at auctions or at business locations. Everyone that has purchased my services have been very satisfied and have told friends and neighbors about me. I do time wise appraisals but thorough, prices for appraisals is based on item or items to be appraised I am very efficient and thorough. I ask for a small % up front (good faith money by the client) and the rest when appraisal is complete and the client is satisfied with the results or payments can be worked out before appraisal is started as agreed to by both parties. I am available 24/7 by cell or landline phone or e-mail.

I can appraise anything that moves or can be moved. I can travel short or long distances, I have never been 2nd guessed or questioned on an appraisal. I have been doing appraisals for 12yrs. I can appraise at you location or I have done them at auctions or at business locations. Everyone that has purchased my services have been very satisfied and have told friends and neighbors about me. I do time wise appraisals but thorough, prices for appraisals is based on item or items to be appraised I am very efficient and thorough. I ask for a small % up front (good faith money by the client) and the rest when appraisal is complete and the client is satisfied with the results or payments can be worked out before appraisal is started as agreed to by both parties. I am available 24/7 by cell or landline phone or e-mail.

Property Appraiser questions, answered by experts

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

The cost ranges from $300 to $500, depending on the property's size and location. Due to their complexity, commercial appraisals may cost more.

The Otis, OR homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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