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Metal is one of the best types of hurricane shutters because they are the most durable and longest lasting option. This shutter type will likely cost more than other materials like plywood, but metal hurricane shutters are a permanent solution compared to the temporary nature of putting plywood over your windows during a hurricane. You should also consider hurricane panels and automatic roll-down shutters that are useful for emergency situations.

In many cases, hurricane shutters lower the cost of homeowners insurance. If your storm panels are code-compliant with your state or county (or insurance policy), they may lower your annual premium, even in storm-prone areas. Check with your homeowners insurance company to understand the compliance requirements. Even if your insurer doesn’t lower your premiums, hurricane shutters could save you from costly repairs after a storm. 

Wood is the most classic shutter material. Common options include pine, cedar, or brasswood. MDF shutters are also a more affordable option that retains the timeless, classic look. Composite shutters, mainly vinyl and aluminum shutters, have also become more popular over the years. You may also find steel shutters, sometimes referred to as security shutters, used on the exterior. Shutters also come in various colors and finishes, adding another layer of design flexibility.

Hurricane shutters can add value to your home by protecting windows from flying debris during a storm and possibly reducing your home insurance premiums, likely appealing to potential home buyers. The material also plays a role in the value of the hurricane shutters. For example, plywood hurricane shutters are a more temporary solution that likely will not impact home insurance costs even if it can save your windows and doors from damage.