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Avatar for STP Solutions, Inc.
STP Solutions, Inc.
New to Angi

Serving Konawa, OK and surrounding areas

In business since 2018

Free estimates

Credit card accepted

STP Solutions is a native owned business. We provides comprehensive design services including: structural engineering, land surveying, foundation repair, high-definition scanning (HDS), architectural designing and consulting services to the private and public sectors. We are committed to delivering timely, responsive and economical design solutions. Satisfaction guaranteed! Call us today!

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Structural Engineering questions, answered by experts

It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.

You should avoid drilling or cutting into load-bearing beams because removing material will weaken it and increase the risk of structural damage or even collapse. If you do need to drill into a load-bearing beam, speak with a structural engineer first to discuss where it’s safest to drill and the width and depth of the bit that’s safe to use.

You should pick steel for your new support beam for a few reasons. While steel is more expensive than other materials, such as laminated veneer lumber or glulam, it offers the following benefits:

  • Fire-resistant

  • Unaffected by pests

  • Longer-lasting

  • Stronger against water damage (when galvanized against rust)

According to the Earthquake Country Alliance—a public and private alliance in California that works to improve earthquake and tsunami readiness—reports that unreinforced masonry, such as stone, bricks, and hollow clay tiles, is more susceptible to earthquake damage. The mortar between bricks isn’t as stable as other building materials and methods.

It's safe to assume that all exterior walls are load-bearing, or at least have load-bearing characteristics. Some older homes feature porches or bump-outs that don't rest on the home's foundation. However, they still must carry the weight of the roof section they support. Walls containing floor-to-ceiling glass or other non-structural elements must use post and beam configurations to meet load-bearing criteria.

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