Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn’t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it’s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

Are foundation walls load-bearing?

• <div><p>Yes. Foundation walls are always load-bearing.</p></div>

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Q: How do you tell the difference between settling and foundation problems?

• <div><p>Most of the time, normal foundation settling will present as thin cracks in the foundation and minor creaks in the floorboards. In contrast, you can identify foundation issues by wide or uneven foundation cracks, horizontal or step-shaped gaps on the foundation wall, or cracks that go around corners of your foundation. Foundation problems can also cause changes in your living area, like increased humidity, uneven or sloping floors, nail pops in drywall, countertops pulling away from the wall, and windows and doors getting stuck. When in doubt, call in a professional to identify the underlying cause.</p></div>

Q: Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn&rsquo;t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it&rsquo;s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

Q: Does foundation repair require a building permit?

• <div><p>Foundation repairs typically require a building permit, depending on the state and local jurisdiction. Make sure your contractor follows all building codes, and a local building inspector will review all work to ensure that it is up to code. Not following local building codes can prevent the sale of your home and potentially put your home at an even greater risk of damage if the work isn&rsquo;t done properly. You can call your local municipal office to confirm that your contractor has filed the necessary permits.</p></div>

Q: Can a house collapse from a sinking foundation?

• <div><p>Although it is possible for a house to collapse from a sinking foundation, it will likely take many years, and signs of major issues will be apparent for a while. Homes on hillsides or in areas that experience frequent washouts are at a higher risk of collapse. Still, barring a natural disaster or extreme circumstances, houses are unlikely to fully collapse from foundation damage.</p></div>

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Verified Reviews for Concrete Repair pros in Covington, OK

*The Angi rating for Concrete Repair companies in Covington, OK is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Concrete Repair needs.

*The HomeAdvisor rating for Concrete Repair companies in Covington, OK is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Concrete Repair needs.

Last update on November 08, 2025

Reviewed in August 2025
Quick response to request for bid/quote and job was started within 2-weeks time and completed within proposed time-frame. Lionel and his helper did a great job painting our home's exterior and repairing and staining front and back porch stairs and decks. I would highly recommend Ricardo's ...
The Perfect Coat Painting and Renovations
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Reviewed in January 2020
I don't know who contacted them, I'm sure they know how to repair homes
Empire Today - Tulsa
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Reviewed in January 2018
Our 20+ year old heater quit working on a Sunday. Country Comfort arrived promptly on Monday morning. After they inspected the unit we discussed repair vs. new unit. They answered all our questions and left us with a quote with several options for a new HVAC. No pressure to decide on the spot;...
Country Comfort Heating & Air
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Reviewed in October 2017
Peformed repairs quickly and efficiently.
Cowboy Plumbing & Heating
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Reviewed in March 2017
Very professional. Repair was completed earlier than expected. Very fair price. I have a few more repairs so I will be doing business with them again soon. Excellent job!
Colortech Minor Collision Repair
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Reviewed in August 2016
Gina was very helpful and responsive. She designed mat sheets to custom fit our mats. These sheets are much more user friendly than the traditional pillowcase style. They meet ok state dhs regulations. When a repair was needed she cane to us and repaired the sheet for no cost.
Pockets
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Reviewed in April 2014
I called to get the icemaker repaired. Bob was punctual, very friendly, and ending up fixing the water dispensor as well, which hadn't worked in years. The price was very reasonable. I will most definitely call this repairman for all my future appliance repair needs.
Bob's Appliance Repair Co
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Reviewed in November 2013
We called them and they came out to provide us a firm quote (which few in their business will actually do). The sales person was very professional and knew his business. They worked with us on the date and were flexible in that they allowed us to move half one and half the next. They will give...
Daryl Flood Relocation & Logistics
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Reviewed in July 2013
This was the worst experience I have ever had with a repair service.
A Plus Appliance
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Reviewed in June 2013
I was wanting to get an estimate to repair some storm damage to my home, Eric responded to my request quick enough and set up an appointment. He arrived at my home for the appointment and looked the job over we discussed it with him for a good while and Eric said that he would be back to do a...
All About Homes
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Elevate Contracting and Construction, LLC

5.00(

)

•Approved Pro

Elevate Contracting and Construction, LLC

5.00(

)

•Approved Pro

Customers say: Quick response

8 years of experience

Free onsite estimate

At Elevate Contracting and Construction llc, we take great pride in our experience, expertise, quality and customer service that we provide to meet your needs. It is our mission to provide excellent workmanship and complete customer satisfaction from start to completion of a project. In order to understand the needs and expectations of our customers, we take great care to work and communicate with every customer in a professional manner. Our reputation is based on service, safety and quality, regardless of how large or small the job.

"Very informative through the whole process, done quickly and professionally. I would definitely use them in the future! "

Rachelle S on November 2025

"Very informative through the whole process, done quickly and professionally. I would definitely use them in the future! "

Rachelle S on November 2025

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Concrete Driveways & Floors Installation

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Elevate Contracting and Construction, LLC

Elevate Contracting and Construction, LLC

structual concrete construction LLC

structual concrete construction LLC

JMB

JMB

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SLP Construction

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García’s construction

Diamond Farmer 3 Enterprises

Diamond Farmer 3 Enterprises

Rosales construction LLC

Rosales construction LLC

Mesloh enterprise inc.

Mesloh enterprise inc.

Young's Construction LLC

Young's Construction LLC

Generation x Construction

Generation x Construction

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