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Subcontractors in Stryker

Avatar for Polpo Group Heating & Cooling
Polpo Group Heating & Cooling
1650 Cass St
4.97(
29
)
Approved Pro
Polpo Group Heating & Cooling
1650 Cass St
4.97(
29
)
Approved Pro
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers
177 local quotes requested

We are a locally owned and operated HVAC company based in Fort Wayne, Indiana, serving all of Allen County with ambitions to expand. We noticed a growing trend of large corporate HVAC firms taking over the space that once was filled by smaller, locally owned companies. Witnessing this, we felt compelled to start our own HVAC company to reinstate the essence of local, personalized, and affordable service. We believe that HVAC service should not just be a transaction, it should be a relationship. Instead of upcharging and taking advantage of customers, our goal is to provide a cost-effective and personal experience. We care about our community and strive to keep your home comfortable at a fair price. Leveraging our extensive experience in trades and HVAC, we guarantee the same level of quality as the large corporations. But unlike them, we are proud to employ local technicians and staff. Living and working in Fort Wayne, we take pride in supporting our local economy. Our manager, brings a wealth of industry experience to our team, having held numerous roles ranging from warehouse manager to operations manager, even general manager at several of the larger corporate firms. Our dedicated team of installers and service technicians are thrilled to be part of our mission. They're eager to build the company they've always wished existed. Our administrative staff, too, is all locally sourced, not outsourced overseas. While we are a small team now, we are committed to growth. We are actively hiring and working with local trade schools to foster career development for our youth and demonstrate that Fort Wayne is a vibrant place to launch a successful career. We hope you will choose our local, employee-owned, reliable, and trustworthy team for your next HVAC service or system installation. Thank you for considering us, and we look forward to serving you.

"As always very professional. Devon was great. Made sure all my questions were answered and made sure any concerns were addressed. Since the very first time we called PG we have never had an issue. Friendly and so professional. Highly recommend. I highly recommend their maintenance program for $15 a month."

Deborah G on April 2025

We are a locally owned and operated HVAC company based in Fort Wayne, Indiana, serving all of Allen County with ambitions to expand. We noticed a growing trend of large corporate HVAC firms taking over the space that once was filled by smaller, locally owned companies. Witnessing this, we felt compelled to start our own HVAC company to reinstate the essence of local, personalized, and affordable service. We believe that HVAC service should not just be a transaction, it should be a relationship. Instead of upcharging and taking advantage of customers, our goal is to provide a cost-effective and personal experience. We care about our community and strive to keep your home comfortable at a fair price. Leveraging our extensive experience in trades and HVAC, we guarantee the same level of quality as the large corporations. But unlike them, we are proud to employ local technicians and staff. Living and working in Fort Wayne, we take pride in supporting our local economy. Our manager, brings a wealth of industry experience to our team, having held numerous roles ranging from warehouse manager to operations manager, even general manager at several of the larger corporate firms. Our dedicated team of installers and service technicians are thrilled to be part of our mission. They're eager to build the company they've always wished existed. Our administrative staff, too, is all locally sourced, not outsourced overseas. While we are a small team now, we are committed to growth. We are actively hiring and working with local trade schools to foster career development for our youth and demonstrate that Fort Wayne is a vibrant place to launch a successful career. We hope you will choose our local, employee-owned, reliable, and trustworthy team for your next HVAC service or system installation. Thank you for considering us, and we look forward to serving you.

"As always very professional. Devon was great. Made sure all my questions were answered and made sure any concerns were addressed. Since the very first time we called PG we have never had an issue. Friendly and so professional. Highly recommend. I highly recommend their maintenance program for $15 a month."

Deborah G on April 2025


Avatar for Mid-Ohio Generators
Mid-Ohio Generators
3900 North State Route 3
4.46(
13
)
Approved Pro
Mid-Ohio Generators
3900 North State Route 3
4.46(
13
)
Approved Pro
Customers say: True professional
73 local quotes requested
14 years of experience

Mid-Ohio Generators is a Generac 'Premier' Dealer with over 40 years of experience. We do not subcontract or require deposits. Our Service Technicians are Factory trained and we have a 24/7 service department.

"Wow! Kyle, Jake and Earl were amazing! They arrived early (8:15 AM) and worked until 3:00 PM---exactly when they said they finish! They certainly know their stuff! Polite, informative just great to have around. They did a great job of explaining how things worked, and cleaned up after the work was done. We could not be happier!!!!"

Jim T on August 2024

Mid-Ohio Generators is a Generac 'Premier' Dealer with over 40 years of experience. We do not subcontract or require deposits. Our Service Technicians are Factory trained and we have a 24/7 service department.

"Wow! Kyle, Jake and Earl were amazing! They arrived early (8:15 AM) and worked until 3:00 PM---exactly when they said they finish! They certainly know their stuff! Polite, informative just great to have around. They did a great job of explaining how things worked, and cleaned up after the work was done. We could not be happier!!!!"

Jim T on August 2024


Avatar for Reyes Builders and Painting LLC
Reyes Builders and Painting LLC
3750 28th Street Southwest
4.41(
32
)
Approved Pro
Reyes Builders and Painting LLC
3750 28th Street Southwest
4.41(
32
)
Approved Pro
Customers say: Quality work
221 local quotes requested
11 years of experience

We are a family owned business focusing on interior and exterior painting and finished carpentry services to fit all of your needs. Paying sharp attention to detail we are able to deliver on ALL customer needs and desires for each individual project.

"This started off as a 2-part job. One part needed to wait in a bathroom until a shower unit could be installed in the basement bathroom. The first part was to drywall a missing ceiling and wall in a kitchen. They completed this work. There are some sunken screw heads that need a second coat of mut still. The wall is fine in the kitchen. They drywalled around the toilet area in a main floor bathroom but did not fill in the hole from an old medicine cabinet. The entire main floor bathroom was to be completed it's not. In the basement there was a half wall that was to be drywalled. It's completed and finished. In the basement bathroom the quote says they will used green board they did not. We asked them not to drywall the outside wall of the bathroom because it needed to still be insulated and they drywalled half of this wall. We had given them a lock box to the home and before we could even see what was completed at the home Mario called and demanded full payment even though only half the work was completed. I did pay him the full amount at that time trusting that they would be back to complete the rest of the work. When we did get a chance to see the home a few days later we let Kevin the sales guy know that they used the wrong drywall in the bathroom and drywalled half of a wall that we asked them not to. We removed the drywall on this wall so that the insulation could be installed. The shower was installed and we scheduled them to return to complete the remainder of the drywall. Mario the owner came back to view the job and was very disrespectful and aggressive with my partner. He was very difficult and would not listen to what needed to be accomplished still at the home. It was clear he had no interest in completing the work since had been paid. My partner didn’t feel safe in the home with Mario's aggressive behavior. When he called me to discuss he continued he further aggressive language and told me to “Suck His Dick” which is a clear reflection of his character."

Eric O on December 2024

We are a family owned business focusing on interior and exterior painting and finished carpentry services to fit all of your needs. Paying sharp attention to detail we are able to deliver on ALL customer needs and desires for each individual project.

"This started off as a 2-part job. One part needed to wait in a bathroom until a shower unit could be installed in the basement bathroom. The first part was to drywall a missing ceiling and wall in a kitchen. They completed this work. There are some sunken screw heads that need a second coat of mut still. The wall is fine in the kitchen. They drywalled around the toilet area in a main floor bathroom but did not fill in the hole from an old medicine cabinet. The entire main floor bathroom was to be completed it's not. In the basement there was a half wall that was to be drywalled. It's completed and finished. In the basement bathroom the quote says they will used green board they did not. We asked them not to drywall the outside wall of the bathroom because it needed to still be insulated and they drywalled half of this wall. We had given them a lock box to the home and before we could even see what was completed at the home Mario called and demanded full payment even though only half the work was completed. I did pay him the full amount at that time trusting that they would be back to complete the rest of the work. When we did get a chance to see the home a few days later we let Kevin the sales guy know that they used the wrong drywall in the bathroom and drywalled half of a wall that we asked them not to. We removed the drywall on this wall so that the insulation could be installed. The shower was installed and we scheduled them to return to complete the remainder of the drywall. Mario the owner came back to view the job and was very disrespectful and aggressive with my partner. He was very difficult and would not listen to what needed to be accomplished still at the home. It was clear he had no interest in completing the work since had been paid. My partner didn’t feel safe in the home with Mario's aggressive behavior. When he called me to discuss he continued he further aggressive language and told me to “Suck His Dick” which is a clear reflection of his character."

Eric O on December 2024


Avatar for New Vision Remodeling Company
New Vision Remodeling Company
5441 Keystone Dr
4.43(
7
)
Approved Pro
New Vision Remodeling Company
5441 Keystone Dr
4.43(
7
)
Approved Pro
Customers say: Quality work
72 local quotes requested
33 years of experience

New Vision Construction welcomes you to experience a tradition of customer satisfaction that will exceed your greatest expectations. Our professionalism and quality craftsmanship will accurately reflect your tasks and lifestyle. We are known for our prompt service and superior attention to detail. You can count on us to get the job done right the first time. We will meet with you at your convenience and will not keep you waiting. Call us today for your free estimate. You will be pleased you did. Thank you!

"I want to express my sincere appreciation for the outstanding service I received from your team during the recent installation of my new garage doors. From the initial consultation to the final installation, every step of the process was handled with professionalism and care. Your team was punctual, courteous, and highly knowledgeable. They took the time to communicate all the options available to me and helped me choose the perfect functional garage door that met my needs. The installation was completed efficiently and with great attention to detail, ensuring that everything was working perfectly before they left. It was a pleasure doing business with your team. I plan on using them for many other projects."

Katina T on February 2025

New Vision Construction welcomes you to experience a tradition of customer satisfaction that will exceed your greatest expectations. Our professionalism and quality craftsmanship will accurately reflect your tasks and lifestyle. We are known for our prompt service and superior attention to detail. You can count on us to get the job done right the first time. We will meet with you at your convenience and will not keep you waiting. Call us today for your free estimate. You will be pleased you did. Thank you!

"I want to express my sincere appreciation for the outstanding service I received from your team during the recent installation of my new garage doors. From the initial consultation to the final installation, every step of the process was handled with professionalism and care. Your team was punctual, courteous, and highly knowledgeable. They took the time to communicate all the options available to me and helped me choose the perfect functional garage door that met my needs. The installation was completed efficiently and with great attention to detail, ensuring that everything was working perfectly before they left. It was a pleasure doing business with your team. I plan on using them for many other projects."

Katina T on February 2025


Avatar for Evolution Drafting
Evolution Drafting
1185 Utah Ave. Suite 107
3.38(
13
)
Approved Pro
Evolution Drafting
1185 Utah Ave. Suite 107
3.38(
13
)
Approved Pro
2362 local quotes requested
7 years of experience

Our firm is a dynamic provider of drafting and house plan services, dedicated to turning your visions into tangible and pleasing structures. With a commitment to excellence, we bring expertise and innovation to every project we undertake. We specialize in comprehensive drafting services tailored to meet diverse client needs. Our offering include: Design: Crafting unique and functional designs that blend creativity with practicality. Drafting Services: Precision and attention to detail in creating accurate and detailed drafts for seamless project execution. 3D Modeling: Bringing designs to life with realistic 3D models that provide a vivid preview of the final structure. Project Management: From concept to completion, we offer end-to-end project management ensuring timely and efficient delivery. Interior Design: Enhancing spaces with innovative interior designs that harmonize aesthetics and functionality. Detail Services Offered: - Building Code Compliance - Construction Documentation - Renovation and Remodeling Plans About our Team: Our team comprises draftsman and project managers, each bringing a unique skill, style and experience to the table. Collaborative teamwork and alliance is at the core of our success, ensuring a holist approach to every project. We take pride in our commitment to delivering high-quality work on every project. Our rigorous quality control measures, pays attention to client requirements, and adherence to industry standards are the cornerstones of our success. Your satisfaction is our top priority and guarantee. At Evolution Drafting, we don't design structures; we create environments that inspire and endure. Work with us and experience the art of living.

"A BUNCH OF SCAMMERS BEWARE!!! LIAR AND THIEFS I’ve had nothing but bad experiences with this company NICK the one who promised me stuff on my set of blueprints the company never did and when I told them they never held up to their agreement I was supposed to get a full set of big prints now they want to charge me extra 500 to send them when I can get it way cheaper are you ridiculous I’ve all ready paid 7000 and that I never got quoted I was quoted 4000 and then they hit me an extra 3000 grand nothing but headaches and problems with them no communication or nothing and all I got was a bunch of lies and broken promises and never knew who I was gonna speak to the next time I called my project kept getting handed off I’m hoping when I take these to my county they don’t laugh at me AND IM TALKING TO A LAWYER"

Kenneth B on April 2025

Our firm is a dynamic provider of drafting and house plan services, dedicated to turning your visions into tangible and pleasing structures. With a commitment to excellence, we bring expertise and innovation to every project we undertake. We specialize in comprehensive drafting services tailored to meet diverse client needs. Our offering include: Design: Crafting unique and functional designs that blend creativity with practicality. Drafting Services: Precision and attention to detail in creating accurate and detailed drafts for seamless project execution. 3D Modeling: Bringing designs to life with realistic 3D models that provide a vivid preview of the final structure. Project Management: From concept to completion, we offer end-to-end project management ensuring timely and efficient delivery. Interior Design: Enhancing spaces with innovative interior designs that harmonize aesthetics and functionality. Detail Services Offered: - Building Code Compliance - Construction Documentation - Renovation and Remodeling Plans About our Team: Our team comprises draftsman and project managers, each bringing a unique skill, style and experience to the table. Collaborative teamwork and alliance is at the core of our success, ensuring a holist approach to every project. We take pride in our commitment to delivering high-quality work on every project. Our rigorous quality control measures, pays attention to client requirements, and adherence to industry standards are the cornerstones of our success. Your satisfaction is our top priority and guarantee. At Evolution Drafting, we don't design structures; we create environments that inspire and endure. Work with us and experience the art of living.

"A BUNCH OF SCAMMERS BEWARE!!! LIAR AND THIEFS I’ve had nothing but bad experiences with this company NICK the one who promised me stuff on my set of blueprints the company never did and when I told them they never held up to their agreement I was supposed to get a full set of big prints now they want to charge me extra 500 to send them when I can get it way cheaper are you ridiculous I’ve all ready paid 7000 and that I never got quoted I was quoted 4000 and then they hit me an extra 3000 grand nothing but headaches and problems with them no communication or nothing and all I got was a bunch of lies and broken promises and never knew who I was gonna speak to the next time I called my project kept getting handed off I’m hoping when I take these to my county they don’t laugh at me AND IM TALKING TO A LAWYER"

Kenneth B on April 2025


Avatar for Hurricane Home Solutions Southern Tier Inc. (N Ohio)
Hurricane Home Solutions Southern Tier Inc. (N Ohio)
5600 Hudson Industrial Parkway
4.84(
169
)
Approved Pro
Hurricane Home Solutions Southern Tier Inc. (N Ohio)
5600 Hudson Industrial Parkway
4.84(
169
)
Approved Pro
Customers say: Quality work
Recommended by 96% of Angi customers
Recommended by 96% of HomeAdvisor customers
214 local quotes requested

Hurricane Home Solutions is committed to a superior experience, offering prompt service and attention to detail. Customer satisfaction is our top priority, we will earn your trust for a lifetime. We believe in being there for you when the lights go out, which is why we offer 24/7 emergency services. We work with major brands including Cummins, Generac and Champion to ensure that we can provide homeowners with the best unit for their unique circumstances. You can be assured you're in good hands with our company installing your new home generator. If you are looking for a professional that follows business practices such as promptly returning phone calls, arriving on time for appointments and following through on promises then give us a call today. GUARANTEED COMPETITIVE PRICING!

"After spending almost 13 thousand dollars 2 months ago for installation of cummins home generator-it would not shut off after a normal automatic test. I called the company and they said shut off the gas. This was April 12. The said it would be May before a tech co u l check it out. So what do you think- you pay 13 grand to prote c t you from power outages but when it is faulty you are at the mercy of what appears to be a lack of technicians and VERY poor service. Its April 29 and havent heard back from them. The say they will call back and dont. Recommend you stay away frpm thi compNy!"

Mike M on April 2024

Hurricane Home Solutions is committed to a superior experience, offering prompt service and attention to detail. Customer satisfaction is our top priority, we will earn your trust for a lifetime. We believe in being there for you when the lights go out, which is why we offer 24/7 emergency services. We work with major brands including Cummins, Generac and Champion to ensure that we can provide homeowners with the best unit for their unique circumstances. You can be assured you're in good hands with our company installing your new home generator. If you are looking for a professional that follows business practices such as promptly returning phone calls, arriving on time for appointments and following through on promises then give us a call today. GUARANTEED COMPETITIVE PRICING!

"After spending almost 13 thousand dollars 2 months ago for installation of cummins home generator-it would not shut off after a normal automatic test. I called the company and they said shut off the gas. This was April 12. The said it would be May before a tech co u l check it out. So what do you think- you pay 13 grand to prote c t you from power outages but when it is faulty you are at the mercy of what appears to be a lack of technicians and VERY poor service. Its April 29 and havent heard back from them. The say they will call back and dont. Recommend you stay away frpm thi compNy!"

Mike M on April 2024


Avatar for RS Lightning Protection
RS Lightning Protection
175 South Sandusky Road
4.95(
70
)
Approved Pro
RS Lightning Protection
175 South Sandusky Road
4.95(
70
)
Approved Pro
Customers say: Quick response
Recommended by 95% of Angi customers
Recommended by 95% of HomeAdvisor customers
25 local quotes requested

Here at RS Lightning Protection. The lightning protection industry has been the only thing our family has ever known 4th generation in the business when we show up to your property fully stocked with all your lightning protection needs we require no deposits until the job is totally finished and everybody is satisfied we are all about keeping everybody 100% safe during a lightning storm and we provide reasonable rates because for family-owned-and-operated just give us a call today for a free estimate and we hope that everybody has a blessed day

"Great job"

Shanna B on May 2023

Here at RS Lightning Protection. The lightning protection industry has been the only thing our family has ever known 4th generation in the business when we show up to your property fully stocked with all your lightning protection needs we require no deposits until the job is totally finished and everybody is satisfied we are all about keeping everybody 100% safe during a lightning storm and we provide reasonable rates because for family-owned-and-operated just give us a call today for a free estimate and we hope that everybody has a blessed day

"Great job"

Shanna B on May 2023


Avatar for Hamilton LP Lightning Rods
Hamilton LP Lightning Rods
14350 Mundy Dr. Suite 800
5.00(
9
)
Approved Pro
Hamilton LP Lightning Rods
14350 Mundy Dr. Suite 800
5.00(
9
)
Approved Pro
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers
21 local quotes requested

With more than 30 yrs of experience, Hamilton Lightning Protection is dedicated to providing our customers with the best quality at a great price. We are here to build relationships with our customers and communities and to provide our employees with a great place to work. We look forward to working with you!

"He was on time and has a great work ethic. His workers were hard workers and did a great job."

Monte B on September 2022

With more than 30 yrs of experience, Hamilton Lightning Protection is dedicated to providing our customers with the best quality at a great price. We are here to build relationships with our customers and communities and to provide our employees with a great place to work. We look forward to working with you!

"He was on time and has a great work ethic. His workers were hard workers and did a great job."

Monte B on September 2022


Avatar for Everdry Waterproofing Toledo
Everdry Waterproofing Toledo
2930 Centennial Road
4.55(
100
)
Approved Pro
Everdry Waterproofing Toledo
2930 Centennial Road
4.55(
100
)
Approved Pro
Super Service Award
Customers say: Quality work
24 local quotes requested
39 years of experience

EverDry Waterproofing of Toledo is Northwest Ohio's leading residential basement waterproofer. Since 1986, EverDry has provided full-service waterproofing to over 80,000 customers nationwide and 20,000 throughout the Greater Toledo Area alone. You can be assured that we have done work for your friends, neighbors and associates.

"Great service and job well done. Basement was always damp and musty with water when it rained. Still dry 15 years later. Thank you Everdry."

Greg E on January 2025

EverDry Waterproofing of Toledo is Northwest Ohio's leading residential basement waterproofer. Since 1986, EverDry has provided full-service waterproofing to over 80,000 customers nationwide and 20,000 throughout the Greater Toledo Area alone. You can be assured that we have done work for your friends, neighbors and associates.

"Great service and job well done. Basement was always damp and musty with water when it rained. Still dry 15 years later. Thank you Everdry."

Greg E on January 2025


Kunesh Construction
18952 County Rd C
5.00(
1
)
Approved Pro
Kunesh Construction
18952 County Rd C
5.00(
1
)
Approved Pro
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers
23 local quotes requested

It is our mission to provide the highest quality of service in all aspects of our business. We are extremely thorough with the services that we provide and aim to be most receptive to any issues, questions or concerns that you may have and we handle the concern promptly and professionally. We take All the necessary steps to ensure that our clients are completely satisfied with all of our contractual and assumed responsibilities. Most Importantly, we will fulfill these responsibilities while maintaining the highest ethical standards with our work and our character. Call us today!

"Matt is VERY PROFESSIONAL!!! His work looks AMAZING!!!! I HIGHLY RECOMMEND HIM!!!! He is VERY versatile, can do LOTS of different types of things for you, VERY helpful I give him 10 out 10 FOR SURE!!! :)"

Crystal R on April 2025

It is our mission to provide the highest quality of service in all aspects of our business. We are extremely thorough with the services that we provide and aim to be most receptive to any issues, questions or concerns that you may have and we handle the concern promptly and professionally. We take All the necessary steps to ensure that our clients are completely satisfied with all of our contractual and assumed responsibilities. Most Importantly, we will fulfill these responsibilities while maintaining the highest ethical standards with our work and our character. Call us today!

"Matt is VERY PROFESSIONAL!!! His work looks AMAZING!!!! I HIGHLY RECOMMEND HIM!!!! He is VERY versatile, can do LOTS of different types of things for you, VERY helpful I give him 10 out 10 FOR SURE!!! :)"

Crystal R on April 2025

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Subcontracting services FAQs

One starting point to find a local home builder is to collect suggestions from friends and neighbors. However, it’s still wise to do some more research before you hire a builder. Read reviews to supplement any word-of-mouth recommendations. Check sources like Angi that have standards and criteria in place to screen the pros it lists can also help you find more reputable local home builders.

Yes, most states require plumbers to be licensed, and for good reason. Hiring an unlicensed plumber could lead to poor quality work, costly future expenses, and potential code violations. 

As you browse our pro listings, take note of the “Angi Approved” badge. Angi Approved businesses meet our standards for certification which include: 

  • The owner, principal, or relevant manager passed a criminal background check

  • Required to have applicable state and local licenses

  • Maintain an average star rating of 3.0 or better on our network, if they have at least one review

  • Paying to advertise their services

  • Meeting any other eligibility criteria required by Angi

Keep in mind licensing is different from certifications. A license is a legal requirement to operate a business, while certifications are voluntary.

Yes, most states require HVAC technicians to be certified, and for good reason. Hiring an unlicensed HVAC technician could lead to poor quality work, costly future expenses, and potential code violations. 

As you browse our pro listings, take note of the “Angi Approved” badge. Angi Approved businesses meet our standards for certification which include: 

  • The owner, principal, or relevant manager passed a criminal background check

  • Required to have applicable state and local licenses

  • Maintain an average star rating of 3.0 or better on our network, if they have at least one review

  • Paying to advertise their services

  • Meeting any other eligibility criteria required by Angi

Keep in mind licensing is different from certifications. A license is a legal requirement to operate a business, while certifications are voluntary.

While city and state laws vary on general contractor licensing requirements, hiring an unlicensed general contractor could lead to poor quality work, costly future expenses, and potential code violations. Be sure to check our state licensing tool to review the local general contractor guidelines for your area.

As you browse our pro listings, take note of the “Angi Approved” badge. Angi Approved businesses meet our standards for certification which include:

  • The owner, principal, or relevant manager passed a criminal background check

  • Required to have applicable state and local licenses

  • Maintain an average star rating of 3.0 or better on our network, if they have at least one review

  • Paying to advertise their services

  • Meeting any other eligibility criteria required by Angi

Keep in mind licensing is different from certifications. A license is a legal requirement to operate a business, while certifications are voluntary.

Qualified, licensed electricians will charge from $50 to $100 per hour. The cost to hire an electrician for emergency visits may range from $100 to $200 per hour because this urgent service usually takes place during off hours and may require an electrician to leave or reschedule jobs they’re currently working on. Scheduling work on holidays or during periods of high customer demand, like after a major storm, will also lead to higher rates or extra fees.

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