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A clogged sewer line is not typically covered by homeowner’s insurance, though some sewer line issues are covered. For instance, damage related to a fallen tree is usually covered. Though sewer line replacement is not covered in a standard insurance policy, some companies offer add-ons for this purpose. Read the fine print before spending your own money.

The best practice is to hydro jet your sewer line once per year. However, there are several factors that can affect this recommendation, including the age and condition of your pipes, how often your sewer line is used, and the type of waste disposed of in the system. When in doubt, ask a licensed plumber for their recommendation for your plumbing system. 

If methods like hot water or a plunger don’t work on your clogged drain, you can snake your drain to dislodge the plug. This can be a messy process, taking some physical effort and additional time over the other drain-clearing options. You can purchase a drain snake at a hardware store and choose from handheld options or those attached to a drill. Just work slowly, and be ready to call a plumber if you’re unable to reach the clog from your drain or P-trap.

One way to save money on sewer lines is to install a sewer cleanout since it makes sewer line maintenance easier. Keeping up with maintenance is key to reducing the cost of repairs, so be sure to schedule annual plumbing inspections, install drain guards to stop objects from accidentally falling down drains, and only flush human waste and toilet paper to protect your pipes.