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Yes, you can apply the stucco yourself, but it is a time- and labor-intensive project, especially on the exterior of a whole house. DIY stucco is better suited for repairing stucco siding or siding a smaller building, such as a shed or garage. Since most of the cost of stucco siding goes to labor, you can cut down significantly on the total if you’re up for the challenge.

The curing time for stucco typically takes several weeks to fully complete. During the curing process, the stucco undergoes a chemical reaction and gradually hardens. It's important to note that curing is different from drying. While the surface of the stucco may dry relatively quickly within a few hours or days, the curing process continues beneath the surface, strengthening and solidifying the stucco. 

It's best to avoid excessive moisture exposure during the curing period, as it can impede the curing process. The exact curing time can vary based on factors such as temperature, humidity, and the specific stucco mixture used.

Due to application and cure times between coats, stuccoing a house takes between 10 and 14 days. Professionals may be able to wrap up projects on smaller homes in 7 to 10 days, while stuccoing large, multi-level homes can take more than two weeks. For the standard three-coat stucco system, six days are dedicated solely to stucco drying timelines, which are necessary after each coat.

Mortar, or masonry mortar, is mainly used in joints and as parging for stone, brick, or cement construction. Stucco is primarily a surface material used as wall coverings. For maintenance, masonry will need repointing or replacing as damage or land shifting occurs, whereas stucco will need patching or refinishing as it tends to crack over time along with other types of wear-and-tear.