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Homeowners insurance generally won’t cover stucco damage unless it’s caused by a covered event like a storm or fire. You’ll need to pay out of pocket for damage caused by age, wear and tear, lack of maintenance, or faulty installation. Consult your policy for the specifics of what stucco damage is covered and what isn’t.

Yes, you can apply the stucco yourself, but it is a time- and labor-intensive project, especially on the exterior of a whole house. DIY stucco is better suited for repairing stucco siding or siding a smaller building, such as a shed or garage. Since most of the cost of stucco siding goes to labor, you can cut down significantly on the total if you’re up for the challenge.

The Mediterranean style is unique in that it’s designed for homes in hotter climates and to maintain a connection with nature. The building materials include stucco siding, clay roofs, and interior tiling with tall ceilings and open floor plans. These all come together to keep the interior cool. The building materials are all natural and tend to have muted earth tones, and the architecture typically allows for easy, open access to the outdoors through large windows and arched doorways. The decor and architecture can range from simple and functional to opulent, depending on the type of Mediterranean home it is.

The average cost to repair stucco is about $1,600, with projects ranging from $250 for minor fixes to $6,700 for extensive work. The price is often calculated per square foot, typically costing between $60 and $120. Some professionals may charge an hourly rate of $40 to $50. The final cost depends on the extent of the damage, the type of stucco, your home's location, and whether there is underlying damage that also needs to be addressed.

Costs for specific repairs vary:

• Cracks: $8–$20 per square foot

• Holes: $250–$450 per hole

• Water damage: $30–$50 per square foot

• Chimney repair: $60–$120 per square foot

• Recoating: $4–$5 per square foot

While you may be able to patch small cracks yourself, it is recommended to call a professional for major repairs to ensure the job is done correctly.