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Yes, in many cases, homeowners insurance covers the cost to repair or replace a fence. Home insurance policies typically protect your home and other structures on your property, which often includes fences. If the fence is damaged by a covered event, such as a storm, fire, or vandalism, your insurer may cover some or all of the cost. However, coverage does not extend to damage caused by natural wear and tear, owner negligence, insufficient maintenance, or improper installation.

A well-maintained pipe fence can last anywhere from 20 to 50 years, depending on factors like material, climate, and maintenance. Galvanized or coated pipes resist rust and corrosion better than other alternatives, so they tend to last longer, especially in humid or wet environments. Routine maintenance, such as inspecting for damage, removing rust, and applying protective coatings, helps extend the fence’s lifespan significantly.

To effectively keep animals out of your yard with a fence, choose a fence that anchors to the ground to deter digging. Also, consider adding a barrier below the fence to prevent burrowing. 

To make your yard less desirable to animals, eliminate food sources like a vegetable garden, and ensure your garbage cans are sealed and tamper-proof. Installing motion-activated devices like lights or sprinklers will startle animal intruders. Also, a fence won’t work well if you forget to keep gates closed and secure. If you still face persistent animal intrusion issues, contact a wildlife control expert who can offer specialized solutions.

It is almost always necessary to hire a land surveyor near you to ensure your fence sits on the right side of the property line. Mistaking the shape of your property can lead to fines and costly changes if you have to move or adjust the privacy fence—not to mention some surly looks from your neighbor. We recommend jumpstarting your fence planning in the spring to ensure there is plenty of time to map out your plan before construction season.