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Land survey reports have a boatload of information relevant to several scenarios. Here are the types of information contained with a survey, though it depends on your chosen type of land survey. Exact boundaries and dimensions of a given property General topography, including both natural and artificial landmarks Location of utility fixtures, like water mains Confirmation of any easements or encroachments on a piece of property Assessment of land elevation to buy flood insurance Updated information to add to a pre-existing property map

This is fairly rare, but sometimes the local government or a group like a historical society will label a tree as a landmark, or historical item. These designations almost always come with a small, on-site plaque for identification, but you should also be able to look up protected trees in your area on a city website or similar list. If the tree in question is a landmark, call your local government and ask how to proceed before making any plans.

A land survey can take anywhere from a few hours to a month or more, depending on the size of the property, the type of survey, the property’s accessibility and topography, and the availability of historical property records. A simple boundary survey to determine a fence line can be completed in a day while surveying 50 acres of undeveloped woodlands may take weeks or longer.

Several government-backed lending programs can help first-time home buyers purchase a home with little money down. FHA, USDA, and VA loans are options for qualifying borrowers, though many conventional mortgage lenders will lower down payment rates to as low as 3 percent.