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When planning for land survey costs, you should consider the following elements as major contributors to the overall cost:

• Size of your property in terms of acres or square feet

• Complexity of the terrain in terms of hills, elevation changes, rocks, water, and other features

• Type of survey you need (boundary survey, topographic survey, or a combination of survey types)

• Distance traveled for the professional surveyor

With proper training and experience, reading blueprints is fairly straightforward and not very difficult. If you don’t have the necessary knowledge to interpret the symbols, abbreviations, and other notations used, blueprints may not make sense. Learning to read blueprints can help you understand the construction process and keep you more involved and informed when you’re building a house.

Several government-backed lending programs can help first-time home buyers purchase a home with little money down. FHA, USDA, and VA loans are options for qualifying borrowers, though many conventional mortgage lenders will lower down payment rates to as low as 3 percent.

Soil testers and licensed excavators are often the professionals you hire if you need a perc test. In some cases, structural engineers will also be able to conduct the test for you. In many municipalities, you’ll need your professional on-site to dig and fill the holes with water, as well as a representative from your local building department or health department. That representative is the individual who will determine whether your test passes or fails.