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No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

When a surface that contains lead dust is disturbed, the dust can float about in the air for roughly an hour before settling again. Since you cannot see the dust, it is important always to wear protective gear when working with any materials that may contain lead paint and to keep children, pets, and others away from the area for as long as possible

If your home was built before 1978, there’s a chance that any paint on your hardwood floors could be lead paint—especially if it was already there when you moved in. Because lead is toxic, hiring a licensed pro to remove it is mandatory. The average price for professional lead paint removal ranges from $1,500 to $5,300 and depends on the scope of the project.

While the EPA provides guidelines for homeowners to perform DIY lead paint removal, it is a risky process and generally not recommended due to serious health risks and strict regulatory requirements. The process requires precise safety precautions, such as wearing a respirator and protective eyeglasses, creating sealed exits, and using a HEPA vacuum for cleanup. To ensure the job is done safely, effectively, and in compliance with regulations, it is highly recommended to hire a professional lead abatement company. Certified professionals have the necessary training, experience, and specialized equipment (like chemical strippers and HEPA vacuums) to handle and dispose of hazardous materials safely.