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Chimney Inspection questions, answered by experts

A 4-point home inspection is similar to a standard home inspection, but it’s less extensive and is required for home insurance in select states. In a 4-point inspection, inspectors only review four main components—electrical, HVAC, plumbing, and roofing systems.

It’s worth getting a wind mitigation inspection if you’re trying to save on your homeowners insurance. Plus, passing an inspection proves that your home is in good condition if a tropical storm, hurricane, or windstorm comes your way. Even if you don’t pass, getting a wind mitigation inspection is still helpful because it will let you know which areas to improve to make your home safer.

Regular inspections ensure no blockages, structural stability, prevention from fire hazards, and maintenance of optimal heat venting, safeguarding household safety.

A home inspector is only required to give a copy of their report to the party who hired them. This means that only a seller would receive a copy of a pre-listing inspection report, while only the buyer receives a report for pre-purchase home inspections. You can choose to share this report with the other party, but this isn’t a common practice. As a seller, you would typically only get a sense of the most significant inspection discoveries when you receive a request for repair from the buyer.

First, stop working with the suspecting scammer immediately. Gather any relevant information and documents from your dealings with them. If you used a credit or debit card to pay them, call your bank and report fraud. Report the scamming company to the police, and then call your insurance company to see what coverage they offer for this type of incident.

The Tomkins Cove, NY homeowners’ guide to chimney inspection services

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