Best siding pros near Richford, NY

Stucco is considered a type of cladding because it includes a built-in ventilation layer, a weatherproof membrane beneath that, and, often, a layer of insulation to improve building efficiency. The multiple layers of stucco—the scratch coat, the brown coat, and the finish coat—also create a more complex building membrane, so it’s more accurate to call it cladding. However, homeowners and contractors alike refer to stucco as siding.

While homeowners' insurance can include coverage for siding, general wear and tear of siding is not covered. If your siding is rotting—especially because you haven’t kept up with proper siding maintenance—replacement siding will likely not be covered by your homeowners' insurance policy. Instead, insurance generally covers siding repair or replacement if your siding has been damaged by extreme weather, vandalism, fire, or some kind of collision, like by a vehicle.

You should plan to stain or refinish your home's cedar siding every three to seven years to maintain its appearance and provide maximum protection, though some estimates suggest a range of four to six years. The exact frequency depends on several factors, including your local climate, exposure to severe weather like direct sunlight, rain, and wind, the quality of the initial stain application, the type of stain used, and the overall condition and quality of the wood.

For homes in harsh climates with high humidity and significant sun exposure, you should plan on staining as often as every three years, while those in milder locations may only need to do so every seven years. For the longest-lasting protection in particularly harsh climates, consider using an opaque stain.

If you are looking for a lower-maintenance alternative, you might consider vinyl or aluminum siding. While the initial installation cost can be higher, they do not require as much upkeep and can offer more value over time, especially in areas with excessive rainfall or high humidity.

You cannot install clapboard siding on a bare, unprepared surface. Clapboard siding requires a clean, sturdy base made from plywood or similar materials, sometimes called backerboard. Then, it needs an underlayment or sheathing, a moisture membrane to help protect the exterior wall.

Note that sometimes clapboard siding is caulked as it’s installed for additional protection. We don’t suggest this: Caulking the siding can trap moisture inside the clapboards and lead to moisture damage over time. The siding needs some space to “breathe,” especially in rainy weather.