Best fireplace pros near Rexford, NY

There are a few things you can look out for to ensure your chimney is safe to use. Check for the following issues:

• Cracks or missing pieces in the masonry of the chimney

• Creosote buildup in the chimney, which is a black, tar-like substance

• Cracks, stains, or scorch marks in the firebox

• Water stains in or around the fireplace

• A broken or stuck damper

Homeowners insurance may cover chimney leaks, repairs, or replacement, but coverage depends on the cause of the damage. If the chimney is damaged by a sudden, covered peril like a lightning strike, storm, hail, fallen tree, or an unexpected fire, your policy is likely to cover the costs. However, insurance generally does not cover damage resulting from normal wear and tear, old age, or a lack of proper maintenance, such as failing to perform regular cleanings and inspections. If a fire or other damage is caused by a known issue you didn't address, the claim may be denied. Additionally, some policies may have specific exclusions for events like high winds or earthquakes.

If you haven’t had your chimney cleaned in some time, soot and grime can build up, making it difficult for the lever to release to close the flue. When this happens, locate the lever and clean it thoroughly. If this doesn’t help, consult with a fireplace repair pro to examine it for you.

The easiest fireplace to build is an electric fireplace. These aren’t true fireplaces but can mimic the look of a traditional fireplace. True fireplaces, made of brick and stone, are complex and require professional installation; adding them to an existing home is demanding and expensive. You could spend $30,000 to have a real fireplace installed.