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Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

To stop a smoke alarm from chirping, you must first determine what the device is alerting you to. If your battery is out or has been removed, simply change the battery and the chirping should stop. If it does not, try resetting the alarm, checking the breaker, or calling a professional to take a look.

Yes, you should seal and cap an unused chimney to protect it from damage. Sealing the structure helps prevent moisture damage, which can lead to issues like cracks, spalling, efflorescence, and damaged mortar joints. Capping the chimney is also crucial to prevent blockages, damage from invasive critters, and downdrafts, while still allowing for proper air ventilation to manage moisture. For the best results, consult a chimney professional to select the right type of chimney or flue cap for your home. It's also wise to continue with annual chimney inspections to maintain the structure's integrity.

If you plan to put a fire pit on a grassy area, be sure to put compacted paver sand down first to help level out the ground and add better heat protection. If you’re placing a fire pit on hardscaping, like a concrete patio, consider placing a fire pit mat down first. This can add more protection from the heat and also protect the look of your hardscaping if you choose to remove the fire pit in the future.