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Avatar for DeRisio Construction Inc
DeRisio Construction Inc
4.7(
47
)
Find a Custom Home Builder

Serving Lima, NY and surrounding areas

In business since 1999

Free estimates

Credit card accepted

"Excellent job!! The owner ( Nick), design specialist (Neil), and project manager (Dave) were very helpful with design and material selection for the jobs. They took care of everything. All of the workers were on time, respectful of our home, and courteous. Andrew and Jim are meticulous in their work and true craftsmen! I will not hesitate to have them in my home again for any other job we may have."
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Gold Winner
Silver Winner

+11

Recommended by95%of homeowners
Avatar for JEC Construction Inc
JEC Construction Inc
4.4(
17
)
Find a Custom Home Builder

Serving Lima, NY and surrounding areas

In business since 1979

Free estimates

Emergency services offered

"We started a kitchen remodel two years ago.  Long story short, the initial contractor did an awful job and I was turned down by two new contractors because they didn't want to deal with all of the leftover mess (things not done to code, not done correctly, inspector issues and so on).  But, from the moment I met Dave I was impressed with how he handled the situation.  Things started to go as planned and we hit another bump in the road.  This time, it was us and we needed to pay cash for a big chunk of the job so we needed time to save money in between each step.  Dave was very understanding and gave us the time we needed and we proceeded step by step over the next year or so.  We are now finally finishing the job and I am very happy with our service.  Phil, the designer on our job, has been a life saver.  He has helped me with everything and has even provided moral support when I needed it.  He knew when to help me see his point and when to see mine.  He has been a blessing.  In addition, the project manager, Ric, has been amazing.  Not only does he do quality work, but he has been excited for us knowing what we have gone through.  His work is excellent and he is clean and careful and extremely thoughtful while in our home.  He has been an absolute delight to work with.  I respect these men very much.  There have been a few workers I have not been happy with (on some other small jobs that arose over the last year or so), but most things were handled and worked out.  "
Kitchen & Bath Remodeling
Kitchen & Bath Remodeling
Attic Renovations
Siding and Exterior Restoration
Flooring & Windows

+9

Recommended by86%of homeowners
Avatar for American Home Shield – Home Warranty
American Home Shield – Home Warranty
3.5(
5,689
)
Find a Custom Home Builder

Serving Lima, NY and surrounding areas

In business since 1971

Credit card accepted

"service provider sent by American Home Shield was excellent. The only issue I have with home warranty services is that they do not send their repair companies out on the week-end, even in an emergency. The customer service personnel is less than enthusiastic or helpful."
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+2

Recommended by65%of homeowners
Lakecrest Construction Ltd
3.8(
5
)
Find a Custom Home Builder

Serving Lima, NY and surrounding areas

In business since 2024

Free estimates

Credit card accepted

We take great pride in our experience, expertise, quality, and customer service that we provide to meet the consumer's needs. It is our mission to provide excellent workmanship and complete customer satisfaction from start to completion of a project. In order to understand the needs and expectations of our customers, we take great care to work and communicate with every customer in a professional manner. Our reputation is based on service, safety, and quality, regardless of how large or small the job.

Response time7 hrs
Recommended by100%of homeowners
Avatar for Excel Building Technology Inc
Excel Building Technology Inc
5.0(
2
)
Find a Custom Home Builder

Serving Lima, NY and surrounding areas

In business since 1979

Free estimates

We specialize in electrical services, repairs, installs, troubleshooting, lighting, panel upgrades, ceiling fans, EV/Electric charging stations, and more! We offer a diverse range of services tailored to meet the unique needs of every customer. We take a personalized approach to each project. We work closely with our clients to understand their vision, preferences, and budgetary requirements. We strive to exceed expectations by delivering exceptional service, great quality work, and professionalism on every job. Read more below on all the services we offer and contact us with any questions or to schedule a free estimate today!

New Panel & Transfer
switch
New Panel & Transfer switch
New Panel & sub panel
Tankless Hot Water Heater
Custom Built Barn doors

+6

Recommended by100%of homeowners
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Custom Home Builders questions, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Yes, you can finance cottage construction through several options. Construction loans provide funds in stages as work progresses, while home equity loans or lines of credit are available if you have existing property. Some lenders offer a combined construction and permanent mortgage. Always review loan terms and payment milestones before committing.

Yes, modular homes offer a wide range of customization options for layout, finishes, and features.

Check reviews, compare quotes, and verify licensing. Ensure the builder has experience with modular construction.

While many different factors determine whether a house is classified as a villa, many villas are detached homes with a European design influence, often with an emphasis on luxury and comfort. Modern villas often feature outdoor spaces such as terraces, gardens, or patios.

The Lima, NY homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.