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Pool Table Assembly questions, answered by experts

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.

Concrete pools have the longest life span. As long as you properly maintain your concrete pool, you can expect it to last 50 to 100 years. That said, you will need to resurface your concrete pool as it ages. Fiberglass is durable, but fiberglass pools generally only last around 25 to 30 years. That said, some high-end fiberglass pools can last more than 50 years if they’re well-maintained.

Whether your homeowners insurance covers a pool leak depends on your specific policy, so it's essential to check your policy documents before taking on any repairs. Typically, leaks caused by a covered event, such as a fallen tree branch or a fire, may be covered. However, leaks resulting from general wear and tear or poor maintenance are usually not. It is also a good practice to review your homeowners insurance policy before installing a pool to fully understand your personal liability and coverage.

There are pros and cons of in-ground vs. above-ground pools, which you should consider when choosing the pool of your summertime dreams. Some factors to think about include: 

  • Above-ground pools are semi-permanent and movable, whereas in-ground pools are permanent structures.

  • In-ground pools are more expensive to install than above-ground pools. 

  • It takes one to three days to install above-ground pools and several weeks for an in-ground pool install.

  • You can install an above-ground pool in smaller yards, but you need plenty of space for an in-ground pool.

To find a leak in a small pool, place a few drops of food coloring in a random area. If the food coloring flows out, you've found your leak. However, this can be time-consuming and impractical in larger pools. The best option is to hire a pool repair specialist with ultrasonic equipment.

The Lake Placid, NY homeowners’ guide to pool table assembly services

From average costs to expert advice, get all the answers you need to get your job done.