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Yes, installing a new metal or tin roof can increase your home's value. A metal roof's longevity and durability are major selling points for prospective buyers, as it means they likely won't have to worry about a roof replacement. These roofs can last 40 to 80 years, which is significantly longer than traditional asphalt roofs.

In terms of return on investment (ROI), homeowners may see an increase in home value of around $7,000 to $8,000, which can represent 60% to 70% of the installation cost. Another way to measure ROI is per square foot, which can range from $3.00 to $8.40, with higher returns in areas where a durable roof is particularly beneficial.

Flat roofs are cost-effective, offer usable space, and are easy to maintain. Foam and single-ply materials provide excellent insulation and durability.

The installation may have been done correctly. However, improperly installed gutter guards can easily damage your shingles. Also, cheap gutter guards rarely come with installation fixtures. In the worst cases, they simply ask you to nail the guards in, which would sabotage your roof’s water resistance and thus void the warranty. To be sure, always check with your home warranty provider before making any modifications.

Homeowners insurance typically covers roof repairs or replacement if the damage is caused by a sudden, accidental event or a covered peril, such as a storm, wind, hail, fire, or a falling tree. However, insurance will not cover repairs or replacement for issues stemming from a lack of maintenance, normal wear and tear, or a roof that is simply old and at the end of its lifespan. If a leak or damage occurs due to neglect, you will likely have to pay for repairs out of pocket.