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Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

Although the terms tree trimming and tree pruning are used interchangeably, they are very different types of tree maintenance. Tree trimming involves enhancing the appearance of your tree by removing unruly branches, providing your tree with ample sunlight and nutrients and prevents unsightly overgrowth. 

Tree pruning helps keep your trees disease-free. This process removes unhealthy growths, dead branches, and other unhealthy parts of the tree. It’s more common for deciduous and ornamental trees but not so common for evergreen trees. To determine which method you need, discuss it with a tree trimming specialist.

It’s possible, although a lot depends on the cause of damage and what steps you take. If the remaining parts of the maple tree are alive and not under attack by disease or pests, they can often be saved even if large portions of the maple tree have died. Frequent watering, careful pruning, mulch, and any recommended fungicides or insecticides can all help with survival.

As a general rule, the protected area should be about 1½ times as wide as the canopy of the tree’s leaves. This digging measurement can vary by tree species and the age of the tree. Of course, that can be a lot of fencing for larger trees, which is why our first step is about making difficult decisions on which trees to save.