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To prevent a plug from overheating, always ensure that the electrical load connected to the plug does not exceed the plug's capacity. If the plug feels hot to the touch or emits a burning smell, immediately shut off the circuit breaker and unplug all devices from the hot outlet. Prevent electrical fires by avoiding using extension cords or adapters with the plug, as they can cause it to overheat due to increased resistance. Additionally, ensure that the plug is properly inserted into the outlet and that the outlet is not damaged or loose. 

If a light switch is off, it’s very unlikely to cause a fire. For a fire to start, the switch has to be on, activating an electrical current, and the wiring must be faulty. However, the malfunctioning light switch could cause an intermittent current to move across the electrical wire. This issue could become a fire hazard with another device connected to the wire. You should replace the bad light switch as soon as you notice it or call an electrician.

A home warranty usually covers electrical wiring work, depending on your specific plan. Most home warranty plans cover repairs for major appliances and home systems, including failure due to wear and tear. Home warranties aren’t as common as homeowners insurance, but they are more likely to cover old wiring.

While the National Electrical Code (NEC) does not set a strict limit, a common guideline is to have a maximum of eight outlets or receptacles on a 15-amp circuit. This rule of thumb, which equates to about one outlet per 1.5 amps, helps keep the total electrical load safely below 80% of the circuit breaker's capacity. It is important to consider the power demands of any devices or appliances that will be plugged in, as overloading a circuit can lead to tripped breakers or create a fire hazard. To ensure the safety and code compliance of your electrical system, consult with a licensed electrician.