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Additional contact names - Adam Lifter, Jr Goodman. Contact e-mail - [email protected], [email protected].

Foundation Repair questions, answered by experts

Many horizontal cracks in home foundations result from water and soil pressure from outside of the building or from a footing that is shifting. Under those circumstances, horizontal cracks are a structural problem that requires repair before they become worse and more difficult to fix. However, in very specific cases, thin horizontal cracks may simply be a cosmetic blemish due to concrete shrinkage.

Visible cracks, scaling, flaking, and uneven surfaces indicate a bad concrete job. Additional signs vary depending on the project. You may notice poor drainage or even exposed rebar. Quality issues result from using the wrong concrete, rushing the work, or inexperienced workers completing the job.

It can be safe to live in a house with minor foundation problems as long as the issues are checked and monitored by a professional. Minor cracks are rarely a cause for structural concerns, but signs of leaks, sinking, or bulging walls should be strongly scrutinized by a foundation specialist. Similarly, it's always smart to hire a professional when you're concerned about buying a house with foundation repairs.

Foundation problems are costly to repair, but if you already own the home, you can either handle the issues or allow the property to (literally) sink into disrepair. The opposite is true when buying a home. Walk away if the seller refuses to lower the asking price once foundation issues are exposed or if they refuse to handle the problems before the completion of the sale.

It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.

The Wells, NV homeowners’ guide to foundation repairs

From average costs to expert advice, get all the answers you need to get your job done.