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Crawl space encapsulation typically lasts between 10 to 20 years. If you experience a catastrophic event, like a flood, or poorly encapsulate your space with low-quality materials, it may only last a decade. Otherwise, as long as you properly maintain your crawl space, a high-quality encapsulation can last more than 20 years.

Water that pools under pavers can erode the soil foundation and weaken the paver structure. In some situations, it can also cause mold and mildew growth. If that happens, you may need to start budgeting for the cost to build and install a patio to replace the damaged one.

Standard homeowners insurance policies may cover basement water damage or flooding, but only if it is caused by a sudden and accidental event that is a covered peril, such as a burst pipe or a failing appliance. Damage caused by natural flooding from extreme weather, groundwater seepage, or heavy rain is typically excluded and requires a separate flood insurance policy. Some insurers also offer an optional water backup endorsement for issues like sewer backups. Review your policy or speak with your agent to understand your specific coverage.

Mold growth is just one common sign of excess moisture in the bathroom. You may also see the paint in the room start to peel away from the walls, or that the walls remain wet for some time after you bathe.

Condensation on the windows is another sign that your bathroom has a potential moisture problem. The room itself may start to smell like mildew.