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Foundation Repair questions, answered by experts

Yes, it is normal for a block foundation to crack. Some block foundation cracks are more serious than others and indicative of a larger structural problem. On the other hand, minor cracks may not be of immediate concern but should be monitored. Regardless, foundational cracks are not an uncommon response to wear on a structure from time and weather.

Ensures structural stability and long-term safety of the building.

Homeowner’s insurance doesn’t cover foundation cracks unless they’re a result of a natural disaster like an earthquake, vandalism, or a vehicle accident that causes sudden damage. Taking care of your foundation to prevent problems with expansive soil and drainage is considered ongoing maintenance, and your insurance company expects the homeowner to carry out that preventative maintenance.

Most homeowner’s insurance policies will cover the cost of slab leak repair that results from a natural disaster, like an earthquake or a severe flood, or from a tree falling on your home. Damage from frozen pipes in your slab is also typically covered. However, your policy is unlikely to cover the repair if an invading tree root causes the damage or if it’s a pinhole leak that results from corrosion. You should contact your insurance provider for a full run-down of what they cover.

If improperly installed, an egress window can compromise your foundation’s structural integrity, so it’s important to work with a pro to ensure your foundation remains in good shape. Any money you may save on a DIY egress window installation may cost you in the long run if your foundation is damaged in the process.

The Ely, NV homeowners’ guide to foundation repairs

From average costs to expert advice, get all the answers you need to get your job done.