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Several household cleaning products will permanently kill mold, most notably vinegar and hydrogen peroxide. Bleach can also kill mold, but usually just on the surface. Any mold lingering underneath will survive. 

For moldy areas larger than 10 square feet, you'll want to hire a professional mold remediation company to determine the best way to permanently remove the mold. A local mold inspector can help you determine the extent of a mold problem, and what steps you need to take to eradicate it.

The necessary frequency of mold cleaning in your home will depend on several factors, including the climate, the presence of moisture sources, and the type of siding. It's generally recommended to inspect your siding regularly and clean any mold growth as soon as it appears to prevent it from spreading or causing damage. If you’re not sure how often you should clean mold off siding, you can always contact a siding contractor near you to consult on what maintenance schedule will work best for your home. 

Neglecting mold growth on wood can result in various issues that deteriorate its appearance and jeopardize its structural stability. The mold's ability to multiply and expand can disintegrate the fibers of the wood, weakening it further. In addition, the allergenic spores and mycotoxins released by mold can pose health hazards through inhalation or contact. Ignoring the mold's presence allows it to thrive, increasing the likelihood of spreading to other surfaces and requiring extensive and expensive measures to control in the future. Addressing mold on wood promptly is crucial to preserving its condition and safeguarding the health of those around it.

Whether it's safe to stay in a house with water damage depends on the severity of the issue. If the damage is minor, such as from a small plumbing or window leak that is caught early and hasn't affected the electrical system or led to mold, it is likely safe to stay. However, for major water damage from flooding or standing water, it is not safe to remain in the home. The primary risks include mold growth, which can begin within one to two days and poses a serious health risk; structural damage that can weaken your home's integrity; and electrical hazards. It is strongly recommended to relocate until a trained professional has inspected the damage, dried the area, treated any mold, and confirmed the home is safe to return to. Your insurance company may be able to help with the cost of alternative housing while repairs are being made.