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Avatar for Valentino Realty Group By HomeSmart

Valentino Realty Group By HomeSmart

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Valentino Realty Group By HomeSmart

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17 years of experience

My name is Silvia P. Bobadilla, the Principal Realtor for Valentino Realty Group by HomeSmart Realty Pros. I have worked as a Realtor for 10 years, prior to this I worked for 12 years as a mortgage loan officer/credit consultant. I have extensive experience not just as a Realtor, but also as a lender which gives my clients (both buyers and sellers) an upper hand on negotiations and greatly increases the ability to close on the sale of the property. My team works around the clock to meet your needs and demands, our objective is to accomplish your goals as a buyer or seller.

My name is Silvia P. Bobadilla, the Principal Realtor for Valentino Realty Group by HomeSmart Realty Pros. I have worked as a Realtor for 10 years, prior to this I worked for 12 years as a mortgage loan officer/credit consultant. I have extensive experience not just as a Realtor, but also as a lender which gives my clients (both buyers and sellers) an upper hand on negotiations and greatly increases the ability to close on the sale of the property. My team works around the clock to meet your needs and demands, our objective is to accomplish your goals as a buyer or seller.


S&H Finance Co

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S&H Finance Co

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13 years of experience

S&H Finance gives consumers a simple and transparent approach to consolidating high-interest credit card debt based on credit worthiness. 700+ FICO. Borrowers can apply for a free quote and consultation with no harm to credit and we match them profile for a personal loan with no upfront fees, giving them a fixed interest rate, and loan amounts ranging from $20,000-$300,000 with various repayment term ranging between two and seven years. Free Consultation! Free Quote and Pre Approval!

S&H Finance gives consumers a simple and transparent approach to consolidating high-interest credit card debt based on credit worthiness. 700+ FICO. Borrowers can apply for a free quote and consultation with no harm to credit and we match them profile for a personal loan with no upfront fees, giving them a fixed interest rate, and loan amounts ranging from $20,000-$300,000 with various repayment term ranging between two and seven years. Free Consultation! Free Quote and Pre Approval!


Pendaries Rv Resort

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Pendaries Rv Resort

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40 years of experience

Welcome to Pendaries RV Resort! We invite you to come experience an RV lovers paradise in the beautiful Northern New Mexico. Come stay with us and enjoy our hiking trails, volleyball courts, and even private fishing spots! Our resort offers 50 spacious full-hookup RV sites and 2 lovely cottages. Our RV sites are equipped with many modern amenities such as laundry facilities and Free WiFi. Call Pendaries RV Resort today to book you reservation. We look forward to hearing from you.

Welcome to Pendaries RV Resort! We invite you to come experience an RV lovers paradise in the beautiful Northern New Mexico. Come stay with us and enjoy our hiking trails, volleyball courts, and even private fishing spots! Our resort offers 50 spacious full-hookup RV sites and 2 lovely cottages. Our RV sites are equipped with many modern amenities such as laundry facilities and Free WiFi. Call Pendaries RV Resort today to book you reservation. We look forward to hearing from you.



Willard Hall Auctions

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Willard Hall Auctions

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Free onsite estimate

Since 1975, Willard Hall Auction has been the premier auction business for the city of Williamsburg and the surrounding areas. We are a local family owned and operated business dedicated to providing our clients with exceptional services and high-quality merchandise. We are an auction business that sells a wide selection of different products and merchandise. We do buy a lot of our inventory from estate sales, so you can count on finding unique as well as antique treasures. Some of the items we have for sale include automobiles, furniture, farming equipment, household good, and more. At Willard Hall Auction, our number one priority is creating a fun and exciting atmosphere where you can find your next goodies. Most of our auctions take place at the fairgrounds, so call today for more information or to find out when the next auction is taking place.

Since 1975, Willard Hall Auction has been the premier auction business for the city of Williamsburg and the surrounding areas. We are a local family owned and operated business dedicated to providing our clients with exceptional services and high-quality merchandise. We are an auction business that sells a wide selection of different products and merchandise. We do buy a lot of our inventory from estate sales, so you can count on finding unique as well as antique treasures. Some of the items we have for sale include automobiles, furniture, farming equipment, household good, and more. At Willard Hall Auction, our number one priority is creating a fun and exciting atmosphere where you can find your next goodies. Most of our auctions take place at the fairgrounds, so call today for more information or to find out when the next auction is taking place.


CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.





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Real Estate Agents questions, answered by experts

While it's smart to save up about 25 percent of the price of a home—to cover the down payment and closing costs—many loans require between less than 3% down to qualify. In either case, you'll need between 3 and 6 percent for the closing and moving costs as well as a strong financial history for mortgage approval.

Home and property appraisals cost about $355 on average, ranging from $250 to $500, depending on the size of the home and property, age of the property, comparability to nearby homes, and location. While single-family homes typically cost between $300 and $400 to appraise, multi-family home appraisal can cost $500 to $1,000 due to the increased size and building complexity.

An attic ladder could increase your home’s value. This is especially true if there was no access before and you plan to turn your attic into a valuable bonus space, like a bedroom, home office, or a beautifully organized and updated storage space. Potential buyers would likely see easy attic access as an attractive selling point.

Local regulations dictate how big an ADU can be, and there may also be restrictions on the percentage of the main residence’s square footage an ADU can have. In most cases, an ADU must be smaller than the main residence, but check with your local building authority to confirm restrictions on ADU size.

In most cases, converting a wood fireplace to a gas fireplace will increase your home value because they burn cleaner, provide more warmth to your living area, and are far more convenient to use. Thanks to gas fireplace inserts that make your fireplace look like it’s full of burning logs, home buyers can still get the aesthetic appeal of a traditional fireplace plus the benefits of a gas fireplace if you make the conversion.

The White Rock, NM homeowners’ guide to real estate services

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