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Avatar for Valentino Realty Group By HomeSmart

Valentino Realty Group By HomeSmart

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Valentino Realty Group By HomeSmart

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17 years of experience

My name is Silvia P. Bobadilla, the Principal Realtor for Valentino Realty Group by HomeSmart Realty Pros. I have worked as a Realtor for 10 years, prior to this I worked for 12 years as a mortgage loan officer/credit consultant. I have extensive experience not just as a Realtor, but also as a lender which gives my clients (both buyers and sellers) an upper hand on negotiations and greatly increases the ability to close on the sale of the property. My team works around the clock to meet your needs and demands, our objective is to accomplish your goals as a buyer or seller.

My name is Silvia P. Bobadilla, the Principal Realtor for Valentino Realty Group by HomeSmart Realty Pros. I have worked as a Realtor for 10 years, prior to this I worked for 12 years as a mortgage loan officer/credit consultant. I have extensive experience not just as a Realtor, but also as a lender which gives my clients (both buyers and sellers) an upper hand on negotiations and greatly increases the ability to close on the sale of the property. My team works around the clock to meet your needs and demands, our objective is to accomplish your goals as a buyer or seller.


Coldwell Banker Legacy - Gabe Venegas

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Coldwell Banker Legacy - Gabe Venegas

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Emergency services offered

When I'm not working for my clients, being a local to New Mexico, I enjoy being out in Nature. Whether it's in the mountains or enjoying the sunset, it's always a great time. I love going for a car ride or a motorcycle ride and listening to some good music! You can always find me at a car show or playing with dogs!

When I'm not working for my clients, being a local to New Mexico, I enjoy being out in Nature. Whether it's in the mountains or enjoying the sunset, it's always a great time. I love going for a car ride or a motorcycle ride and listening to some good music! You can always find me at a car show or playing with dogs!


S&H Finance Co

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S&H Finance Co

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13 years of experience

S&H Finance gives consumers a simple and transparent approach to consolidating high-interest credit card debt based on credit worthiness. 700+ FICO. Borrowers can apply for a free quote and consultation with no harm to credit and we match them profile for a personal loan with no upfront fees, giving them a fixed interest rate, and loan amounts ranging from $20,000-$300,000 with various repayment term ranging between two and seven years. Free Consultation! Free Quote and Pre Approval!

S&H Finance gives consumers a simple and transparent approach to consolidating high-interest credit card debt based on credit worthiness. 700+ FICO. Borrowers can apply for a free quote and consultation with no harm to credit and we match them profile for a personal loan with no upfront fees, giving them a fixed interest rate, and loan amounts ranging from $20,000-$300,000 with various repayment term ranging between two and seven years. Free Consultation! Free Quote and Pre Approval!


Pendaries Rv Resort

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Pendaries Rv Resort

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40 years of experience

Welcome to Pendaries RV Resort! We invite you to come experience an RV lovers paradise in the beautiful Northern New Mexico. Come stay with us and enjoy our hiking trails, volleyball courts, and even private fishing spots! Our resort offers 50 spacious full-hookup RV sites and 2 lovely cottages. Our RV sites are equipped with many modern amenities such as laundry facilities and Free WiFi. Call Pendaries RV Resort today to book you reservation. We look forward to hearing from you.

Welcome to Pendaries RV Resort! We invite you to come experience an RV lovers paradise in the beautiful Northern New Mexico. Come stay with us and enjoy our hiking trails, volleyball courts, and even private fishing spots! Our resort offers 50 spacious full-hookup RV sites and 2 lovely cottages. Our RV sites are equipped with many modern amenities such as laundry facilities and Free WiFi. Call Pendaries RV Resort today to book you reservation. We look forward to hearing from you.



Willard Hall Auctions

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Willard Hall Auctions

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Free onsite estimate

Since 1975, Willard Hall Auction has been the premier auction business for the city of Williamsburg and the surrounding areas. We are a local family owned and operated business dedicated to providing our clients with exceptional services and high-quality merchandise. We are an auction business that sells a wide selection of different products and merchandise. We do buy a lot of our inventory from estate sales, so you can count on finding unique as well as antique treasures. Some of the items we have for sale include automobiles, furniture, farming equipment, household good, and more. At Willard Hall Auction, our number one priority is creating a fun and exciting atmosphere where you can find your next goodies. Most of our auctions take place at the fairgrounds, so call today for more information or to find out when the next auction is taking place.

Since 1975, Willard Hall Auction has been the premier auction business for the city of Williamsburg and the surrounding areas. We are a local family owned and operated business dedicated to providing our clients with exceptional services and high-quality merchandise. We are an auction business that sells a wide selection of different products and merchandise. We do buy a lot of our inventory from estate sales, so you can count on finding unique as well as antique treasures. Some of the items we have for sale include automobiles, furniture, farming equipment, household good, and more. At Willard Hall Auction, our number one priority is creating a fun and exciting atmosphere where you can find your next goodies. Most of our auctions take place at the fairgrounds, so call today for more information or to find out when the next auction is taking place.


CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.


KELLER WILLIAMS Realty - ROBERT CARMODY

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KELLER WILLIAMS Realty - ROBERT CARMODY

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20 years of experience

Robert Carmody is affiliated with RE/MAX SELECT, the #1 Re/Max office in New Mexico and the most recognized brand in real estate worldwide. He works with a team of professionals to provide each customer the best possible experience. He is a residential real estate agent and sells homes throughout the metro area, including: High Desert, Sandia Heights, Tanoan, Four Hills, Foothills, Far NE Heights, UNM, Nob Hill, Ridgecrest, Placitas, the East Mountains and Bosque Farms. Robert is a top producing agent and has been awarded for sales production and customer satisfaction. He has over 14 years of experience and over 70% of his listings are sold within 30 days currently, plus a sales record that places him in the top 3% of ABQ Metro agents for LISTINGS SOLD/SELLER SERVICES!

Robert Carmody is affiliated with RE/MAX SELECT, the #1 Re/Max office in New Mexico and the most recognized brand in real estate worldwide. He works with a team of professionals to provide each customer the best possible experience. He is a residential real estate agent and sells homes throughout the metro area, including: High Desert, Sandia Heights, Tanoan, Four Hills, Foothills, Far NE Heights, UNM, Nob Hill, Ridgecrest, Placitas, the East Mountains and Bosque Farms. Robert is a top producing agent and has been awarded for sales production and customer satisfaction. He has over 14 years of experience and over 70% of his listings are sold within 30 days currently, plus a sales record that places him in the top 3% of ABQ Metro agents for LISTINGS SOLD/SELLER SERVICES!



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Real Estate Agents questions, answered by experts

It can, especially with the rising popularity of treehouses that go beyond the ones designed for kids. Adults can now use them as office spaces, yoga studios, or quiet treetop retreats. That said, a treehouse can appeal to families with children or adults who might want to convert it into a space of their own. Depending on the buyer, they may be willing to pay extra for the unique feature.

If you’re selling a home and the appraisal comes in lower than an offer, you’re effectively getting more for your home than it’s worth. If you’re a buyer, it means you may be overpaying. Some buyers may try to reduce their offer amount to match the appraisal, but if they signed an agreement already at the offer price and the agreement didn’t make the sale contingent on the appraised value, there’s often no option to negotiate. Keep in mind that a low appraisal may push your loan-to-value ratio too high, meaning a lender may not give you a mortgage.

A koi pond may add value to your home if it’s a feature sellers are looking for. Like pools, ponds can affect your property value depending on their condition, whether they’re a popular selling point, and how well they’re incorporated into your home’s landscape.

In most cases, converting a wood fireplace to a gas fireplace will increase your home value because they burn cleaner, provide more warmth to your living area, and are far more convenient to use. Thanks to gas fireplace inserts that make your fireplace look like it’s full of burning logs, home buyers can still get the aesthetic appeal of a traditional fireplace plus the benefits of a gas fireplace if you make the conversion.

Property size, location, condition, recent comparable sales, and market trends are factors.

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