Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn’t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it’s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

Will your foundation be able to support a second story?

• <div><p>Most single-story homes don't have foundations strong enough to support a second story, but they can be reinforced for an addition. A structural engineer can assess your foundation and what needs to be done to get it ready. They'll look at any cracks or unevenness in your current foundation and consider any special framing or beams your home needs, especially if it’s in a high-wind or hurricane area.</p><p>“To support a second story, many structural engineers will require that you install additional concrete piers in the crawlspace,” says Tschudi. “This involves hand excavating, pouring a large concrete footing—usually with specially coated rebar—and then building concrete piers right up to the girders.”</p></div>

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Q: Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn&rsquo;t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it&rsquo;s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

Q: When does water damage a foundation?

• <div><p>Water damage to a foundation often starts as a slow leak or water vapor problem that worsens over the course of months or even years. The speed at which foundation leaks worsen depends on a few factors, including your climate and location, the soil composition around your home, the foundation drainage system you have in place, if any, and the type of foundation you have. Even if you have a minor issue that&rsquo;s slow to develop, it&rsquo;s best to have a professional address the issue immediately.</p></div>

Q: How much does foundation repair cost?

• <div><p><a href="https://www.angi.com/articles/how-much-does-foundation-repair-cost.htm">Foundation repairs cost</a> about $5,000, on average. Typically, prices range from $2,200 to $7,800, depending on the type and extent of repairs needed. Cost factors include foundation type, home size, soil stability, accessibility, and the ultimate cause of the problem and what methods and materials are required to fix it.</p></div>

Q: What is the best way to fix cracks in the basement floor?

• <div><p>The best solution to <a href="https://www.angi.com/articles/how-to-fix-foundation-cracks.htm">fix a foundation crack</a> in your basement floor depends on the underlying cause. If you just have hairline cracks from settlements that are no longer growing, the best option is to seal them with a crack sealant. If the cracks continue to grow, one edge rises above the other, or there are signs that water is getting in through the crack, a professional repair will be necessary. Depending on the root cause, your professional may employ foundation underpinning or some other type of stabilization, seal the cracks, or install a drainage system.</p></div>

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Verified Reviews for Concrete Repair pros in Milan, NM

*The Angi rating for Concrete Repair companies in Milan, NM is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Concrete Repair needs.

*The HomeAdvisor rating for Concrete Repair companies in Milan, NM is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Concrete Repair needs.

Last update on December 05, 2025

Reviewed in September 2024
I was very pleased with the project,, he gave me several options, to repair or replace my unit. I choose to repair but will call Steven again when Iâ m ready to replace my older unit. He was friendly, knowledgeable and efficient.
Keller Mechanical Systems, LLC
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Reviewed in June 2024
Francisco & Lalo communicated with me from start with scheduling inspection to repairing our roof. I highly recommend them for reliability, dependability, quality work, and they explained the repair process. It will give me the peace of mind that I need.
Tapia Roofing, LLC
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Reviewed in January 2020
The whole process was very smooth considering how many unexpected situations popped up. When I tore up the old tiles i damaged the underlying concrete so badly that Euro Painting had to put down a self leveling cement to make the process possible. I was offered the choice of doing this myself or...
Euro Restorations
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Reviewed in October 2017
I was happy with them because Chris offered some suggestions to make the yard work better for me. But the options are not probably the best for my needs. The gravel and mulch areas are great and the drip system seem to be working just fine but the mulch may not be a good choice for my dogs since...
Natural Masterpiece Landscape Design
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Reviewed in October 2011
Tim Miller is a very professional guy, and a master with a backhoe! He and his you g son and son-in-law did the job together and worked well as a team. I admit, I didn't even get anyone else to do an estimate, as I had heard what a good job they do from a neighbor. Tim is part of the...
MILLER CONCRETE SVC
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Concrete Driveways & Floors Installation

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Hayes Concrete Placement

Hayes Concrete Placement

Modern Rock Contractors

Modern Rock Contractors

Enchantment Concrete

Enchantment Concrete

4BM Construction LLC

4BM Construction LLC

A. V. & Me Customs LLC

A. V. & Me Customs LLC

High Desert Contractors

High Desert Contractors

Nevarez Concrete

Nevarez Concrete

Escalantes Construccion

Escalantes Construccion

American Pride Construction

American Pride Construction

Tierra Builders LLC.

Tierra Builders LLC.

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