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Avatar for Valentino Realty Group By HomeSmart

Valentino Realty Group By HomeSmart

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Valentino Realty Group By HomeSmart

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17 years of experience

My name is Silvia P. Bobadilla, the Principal Realtor for Valentino Realty Group by HomeSmart Realty Pros. I have worked as a Realtor for 10 years, prior to this I worked for 12 years as a mortgage loan officer/credit consultant. I have extensive experience not just as a Realtor, but also as a lender which gives my clients (both buyers and sellers) an upper hand on negotiations and greatly increases the ability to close on the sale of the property. My team works around the clock to meet your needs and demands, our objective is to accomplish your goals as a buyer or seller.

My name is Silvia P. Bobadilla, the Principal Realtor for Valentino Realty Group by HomeSmart Realty Pros. I have worked as a Realtor for 10 years, prior to this I worked for 12 years as a mortgage loan officer/credit consultant. I have extensive experience not just as a Realtor, but also as a lender which gives my clients (both buyers and sellers) an upper hand on negotiations and greatly increases the ability to close on the sale of the property. My team works around the clock to meet your needs and demands, our objective is to accomplish your goals as a buyer or seller.


S&H Finance Co

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S&H Finance Co

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13 years of experience

S&H Finance gives consumers a simple and transparent approach to consolidating high-interest credit card debt based on credit worthiness. 700+ FICO. Borrowers can apply for a free quote and consultation with no harm to credit and we match them profile for a personal loan with no upfront fees, giving them a fixed interest rate, and loan amounts ranging from $20,000-$300,000 with various repayment term ranging between two and seven years. Free Consultation! Free Quote and Pre Approval!

S&H Finance gives consumers a simple and transparent approach to consolidating high-interest credit card debt based on credit worthiness. 700+ FICO. Borrowers can apply for a free quote and consultation with no harm to credit and we match them profile for a personal loan with no upfront fees, giving them a fixed interest rate, and loan amounts ranging from $20,000-$300,000 with various repayment term ranging between two and seven years. Free Consultation! Free Quote and Pre Approval!


Pendaries Rv Resort

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Pendaries Rv Resort

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40 years of experience

Welcome to Pendaries RV Resort! We invite you to come experience an RV lovers paradise in the beautiful Northern New Mexico. Come stay with us and enjoy our hiking trails, volleyball courts, and even private fishing spots! Our resort offers 50 spacious full-hookup RV sites and 2 lovely cottages. Our RV sites are equipped with many modern amenities such as laundry facilities and Free WiFi. Call Pendaries RV Resort today to book you reservation. We look forward to hearing from you.

Welcome to Pendaries RV Resort! We invite you to come experience an RV lovers paradise in the beautiful Northern New Mexico. Come stay with us and enjoy our hiking trails, volleyball courts, and even private fishing spots! Our resort offers 50 spacious full-hookup RV sites and 2 lovely cottages. Our RV sites are equipped with many modern amenities such as laundry facilities and Free WiFi. Call Pendaries RV Resort today to book you reservation. We look forward to hearing from you.



Willard Hall Auctions

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Willard Hall Auctions

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Free onsite estimate

Since 1975, Willard Hall Auction has been the premier auction business for the city of Williamsburg and the surrounding areas. We are a local family owned and operated business dedicated to providing our clients with exceptional services and high-quality merchandise. We are an auction business that sells a wide selection of different products and merchandise. We do buy a lot of our inventory from estate sales, so you can count on finding unique as well as antique treasures. Some of the items we have for sale include automobiles, furniture, farming equipment, household good, and more. At Willard Hall Auction, our number one priority is creating a fun and exciting atmosphere where you can find your next goodies. Most of our auctions take place at the fairgrounds, so call today for more information or to find out when the next auction is taking place.

Since 1975, Willard Hall Auction has been the premier auction business for the city of Williamsburg and the surrounding areas. We are a local family owned and operated business dedicated to providing our clients with exceptional services and high-quality merchandise. We are an auction business that sells a wide selection of different products and merchandise. We do buy a lot of our inventory from estate sales, so you can count on finding unique as well as antique treasures. Some of the items we have for sale include automobiles, furniture, farming equipment, household good, and more. At Willard Hall Auction, our number one priority is creating a fun and exciting atmosphere where you can find your next goodies. Most of our auctions take place at the fairgrounds, so call today for more information or to find out when the next auction is taking place.


CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.


Rush Van Camp - Santa Fe Real Estate

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Rush Van Camp - Santa Fe Real Estate

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25 years of experience

New Mexico Realtors Ray Rush and Tim Van Camp are long-time Santa Fe residents who specialize in real estate services for buyers and sellers in the luxury market. In association with Sotheby's International Realty, Knowing Santa Fe offers Santa Fe MLS listings for residential properties, commercial properties, homes, ranches and land. We have over 30 years of experience in Santa Fe real estate, giving us an invaluable understanding of the market and the unique culture in Santa Fe. We have strong relationships within the community as well as with local lenders, appraisers, inspectors, attorneys, local businesses and realtor colleagues. Our commitment to professionalism and our tireless work ethic has made us known in the high-end real estate market; it also allows us to provide a unique value to our clients. Visit us in our Downtown Santa Fe office or online at KnowingSantaFe.com - our site is has been designed to suit the needs of both buyers and sellers, delivering the most detailed information possible about our Santa Fe real estate listings, land, farms, ranch properties and Santa Fe homes for sale.

New Mexico Realtors Ray Rush and Tim Van Camp are long-time Santa Fe residents who specialize in real estate services for buyers and sellers in the luxury market. In association with Sotheby's International Realty, Knowing Santa Fe offers Santa Fe MLS listings for residential properties, commercial properties, homes, ranches and land. We have over 30 years of experience in Santa Fe real estate, giving us an invaluable understanding of the market and the unique culture in Santa Fe. We have strong relationships within the community as well as with local lenders, appraisers, inspectors, attorneys, local businesses and realtor colleagues. Our commitment to professionalism and our tireless work ethic has made us known in the high-end real estate market; it also allows us to provide a unique value to our clients. Visit us in our Downtown Santa Fe office or online at KnowingSantaFe.com - our site is has been designed to suit the needs of both buyers and sellers, delivering the most detailed information possible about our Santa Fe real estate listings, land, farms, ranch properties and Santa Fe homes for sale.




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Real Estate Agents questions, answered by experts

Appraisals typically take 2-3 hours on-site, with reports delivered in 2-5 business days.

Yes, landscaping can boost your home value by up to 30%. A well-manicured lawn, upgraded walkways with lush plants, and thoughtful lighting all add instant charm and curb appeal. Just revamping your front walkway alone offers a 100% return on investment (ROI) while a pristine lawn can deliver an impressive 217% ROI. Fixing up your home with a few thoughtful design options is a smart, “groundbreaking” way to make your property stand out and reap the rewards when it’s time to sell.

Having a sauna at home may be considered a luxury to some homebuyers, which can give you a good return on investment. This, however, depends on the homebuyers. Some may not want to spend the extra time and cost of heating and maintaining a sauna.

Unless the buyer or seller makes the offer or offer acceptance contingent on the appraisal results, the sale will move forward unaffected if the appraisal comes back lower than the offer. This essentially means the buyer is paying more than what the home is worth, but without that contingency, both parties are locked into the deal. Some buyers may try to negotiate the purchase price down to the appraisal value, but this may not be possible if there wasn’t an appraisal contingency in the offer agreement.

From the underwriter to the home inspector, the team working to help you buy a house is there to make sure it is a sound financial decision and that the house is worth what you're paying for it. 

A sale can fall through when a mortgage lender discovers the cost of the home plus closing costs is too high for your current financial status. Another potential issue is that an inspector or appraiser can find issues with the home that halt the sale if the offer is far higher than what it's worth.

The Glorieta, NM homeowners’ guide to real estate services

From average costs to expert advice, get all the answers you need to get your job done.