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Hurricane Shutters questions, answered by experts

Hurricane shutters can add value to your home by protecting windows from flying debris during a storm and possibly reducing your home insurance premiums, likely appealing to potential home buyers. The material also plays a role in the value of the hurricane shutters. For example, plywood hurricane shutters are a more temporary solution that likely will not impact home insurance costs even if it can save your windows and doors from damage. 

In many cases, hurricane shutters lower the cost of homeowners insurance. If your storm panels are code-compliant with your state or county (or insurance policy), they may lower your annual premium, even in storm-prone areas. Check with your homeowners insurance company to understand the compliance requirements. Even if your insurer doesn’t lower your premiums, hurricane shutters could save you from costly repairs after a storm. 

Hurricane shutters cost about $3,700 on average, ranging from $1,500 to 5,900, depending on the style, size, materials, and your location. Materials may include metal, plastic, fabric, or wood.

Additional cost factors to consider include the number of windows, the time of year you install, and necessary permits. Keep in mind that if you purchase and install hurricane shutters during hurricane season, namely June through November in most states, you can expect to pay more due to increased demand.

There are many ways to mitigate wind damage. Some of the most common methods include installing storm windows and doors and wind-rated garage doors. When you get a wind mitigation inspection, the inspector will also assess the condition and shape of your roof to see how well it will withstand strong winds.

Professionals enhance safety by addressing structural issues, securing loose components, and using non-toxic materials. They ensure compliance with building codes and conduct thorough inspections to identify potential hazards. Their expertise minimizes risks, making the home safer during and after repairs.

The Dixon, NM homeowners’ guide to hurricane shutter services

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