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S&H Finance Co

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S&H Finance Co

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13 years of experience

S&H Finance gives consumers a simple and transparent approach to consolidating high-interest credit card debt based on credit worthiness. 700+ FICO. Borrowers can apply for a free quote and consultation with no harm to credit and we match them profile for a personal loan with no upfront fees, giving them a fixed interest rate, and loan amounts ranging from $20,000-$300,000 with various repayment term ranging between two and seven years. Free Consultation! Free Quote and Pre Approval!

S&H Finance gives consumers a simple and transparent approach to consolidating high-interest credit card debt based on credit worthiness. 700+ FICO. Borrowers can apply for a free quote and consultation with no harm to credit and we match them profile for a personal loan with no upfront fees, giving them a fixed interest rate, and loan amounts ranging from $20,000-$300,000 with various repayment term ranging between two and seven years. Free Consultation! Free Quote and Pre Approval!


Pendaries Rv Resort

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Pendaries Rv Resort

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40 years of experience

Welcome to Pendaries RV Resort! We invite you to come experience an RV lovers paradise in the beautiful Northern New Mexico. Come stay with us and enjoy our hiking trails, volleyball courts, and even private fishing spots! Our resort offers 50 spacious full-hookup RV sites and 2 lovely cottages. Our RV sites are equipped with many modern amenities such as laundry facilities and Free WiFi. Call Pendaries RV Resort today to book you reservation. We look forward to hearing from you.

Welcome to Pendaries RV Resort! We invite you to come experience an RV lovers paradise in the beautiful Northern New Mexico. Come stay with us and enjoy our hiking trails, volleyball courts, and even private fishing spots! Our resort offers 50 spacious full-hookup RV sites and 2 lovely cottages. Our RV sites are equipped with many modern amenities such as laundry facilities and Free WiFi. Call Pendaries RV Resort today to book you reservation. We look forward to hearing from you.



Willard Hall Auctions

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Willard Hall Auctions

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Free onsite estimate

Since 1975, Willard Hall Auction has been the premier auction business for the city of Williamsburg and the surrounding areas. We are a local family owned and operated business dedicated to providing our clients with exceptional services and high-quality merchandise. We are an auction business that sells a wide selection of different products and merchandise. We do buy a lot of our inventory from estate sales, so you can count on finding unique as well as antique treasures. Some of the items we have for sale include automobiles, furniture, farming equipment, household good, and more. At Willard Hall Auction, our number one priority is creating a fun and exciting atmosphere where you can find your next goodies. Most of our auctions take place at the fairgrounds, so call today for more information or to find out when the next auction is taking place.

Since 1975, Willard Hall Auction has been the premier auction business for the city of Williamsburg and the surrounding areas. We are a local family owned and operated business dedicated to providing our clients with exceptional services and high-quality merchandise. We are an auction business that sells a wide selection of different products and merchandise. We do buy a lot of our inventory from estate sales, so you can count on finding unique as well as antique treasures. Some of the items we have for sale include automobiles, furniture, farming equipment, household good, and more. At Willard Hall Auction, our number one priority is creating a fun and exciting atmosphere where you can find your next goodies. Most of our auctions take place at the fairgrounds, so call today for more information or to find out when the next auction is taking place.


CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.




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Serendipity Realty, INC

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Serendipity Realty, INC

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27 years of experience

Serendipity Realty Inc. is a small perfessional real estate company with a handful of agents that focus on knowledge of Real Estate and it's practices, ethical and friendly values and excellent customer service.

Serendipity Realty Inc. is a small perfessional real estate company with a handful of agents that focus on knowledge of Real Estate and it's practices, ethical and friendly values and excellent customer service.



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Real Estate Agents questions, answered by experts

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

Wainscoting isn’t a design element that can be directly tied to an increased house price. Despite that, it is a highly marketable element that can generate significant interest from potential buyers who enjoy the style, and is relatively inexpensive to remove for those who don’t. If you are on the fence about paneling, just know that it certainly wouldn’t result in depreciation of your home’s value—usually the opposite. 

Most experts agree that homeowners just about break even when selling a home with an outdoor kitchen. There’s a potential ROI of between 100% to 200%, but this depends on the actual design and material details of your kitchen. Keeping it properly maintained also impacts the ROI. It’s good to know, however, that you won’t lose money when installing a kitchen outside.

Depending on where you live and the demand for pools and spools, a spool may increase your property value and make your home more appealing to potential buyers. It’s worth looking at installation, maintenance, insurance, and safety costs to see if the increase in value is worth the cost of installing a spool.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

The Counselor, NM homeowners’ guide to real estate services

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