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A & C Appraisal, LLC
5.0(
2
)

Serving Columbus, NM and surrounding areas

In business since 2003

Free estimates

Credit card accepted

We take great pride in our experience, expertise, quality and customer service, that we provide to meet the consumer's needs. It is our mission to provide excellent workmanship and complete customer satisfaction from start to completion of a project. In order to understand the needs and expectations of our customers, we take great care to work and communicate with every customer in a professional manner. Our reputation is based on service, safety and quality, regardless of how large or small the job.

Response time3 hrs
Recommended by100%of homeowners
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Real Estate Agents questions, answered by experts

While it's smart to save up about 25 percent of the price of a home—to cover the down payment and closing costs—many loans require between less than 3% down to qualify. In either case, you'll need between 3 and 6 percent for the closing and moving costs as well as a strong financial history for mortgage approval.

For homeowners who love the charm and character of historic homes, renovating is well worth the invested cost. Keep in mind, though, that historic homes often need more extensive work than you might think at first, so be sure you know exactly what needs to be done so you can decide for yourself if the time, money, and effort are worth it for you.

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

In most cases, no, a seller cannot negotiate after an appraisal if they signed an offer agreement. The only exception would be if there was a contingency in the offer that stated that the offer acceptance was contingent on the appraisal amount. If that’s the case, the seller can negotiate a higher sale price to match the appraised amount. If the appraised amount comes in below the sale price, both sides have to agree to negotiate, but there may be no other option since the buyer’s lender might not approve the higher amount.

Yes, updating your countertops can increase your home's resale value. High-quality, stylish countertops play a significant role in a property's overall appeal and can attract potential buyers. The impact is greatest when replacing outdated, chipped, or stained countertops, or when upgrading from a low-end material like laminate to a high-end, durable one such as granite, quartz, or other natural stone. While you may not recoup the entire cost, investing in attractive, durable countertops is a smart move, as kitchen and bathroom updates often have the most significant impact on a buyer's opinion. For the best results, ensure they are professionally installed.

The Columbus, NM homeowners’ guide to real estate services

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