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Vicky Schram

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Vicky Schram

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38 years of experience

The company was organized in July 1987 by its Founder/CEO Thomas L. VanDyk. We know you have many choices when shopping for a mortgage lender. We are proud of our Company and staff and will strive to deliver you great service at a great rate ! We would appreciate the opportunity to earn your business.

The company was organized in July 1987 by its Founder/CEO Thomas L. VanDyk. We know you have many choices when shopping for a mortgage lender. We are proud of our Company and staff and will strive to deliver you great service at a great rate ! We would appreciate the opportunity to earn your business.



Taos Off Grid

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Taos Off Grid

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23 years of experience

Taos Off Grid specializes in green residential design and building. We work closely with the homeowners needs and develop personal relationships to build exactly what the client wants and try to exceed these expectations. Our goal is to further sustainable building practices and lifestyles. We have completed many off grid buildings as well as on grid. Our ultimate goal is a Net-Zero home.

Taos Off Grid specializes in green residential design and building. We work closely with the homeowners needs and develop personal relationships to build exactly what the client wants and try to exceed these expectations. Our goal is to further sustainable building practices and lifestyles. We have completed many off grid buildings as well as on grid. Our ultimate goal is a Net-Zero home.






Pursche Group Inc.

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Pursche Group Inc.

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25 years of experience

The Pursche Group Inc. is a general contracting business. Also we provide blacksmith services especially handcrafted, custom pieces. The in-house Blacksmith was trained in Germany and can create almost anything from scratch.

The Pursche Group Inc. is a general contracting business. Also we provide blacksmith services especially handcrafted, custom pieces. The in-house Blacksmith was trained in Germany and can create almost anything from scratch.

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Unfinished Carpentry questions, answered by experts

The best way to calculate framing costs is by basing your costs on the square footage of your home. On average, framing your home could cost anywhere between $7 and $16 per square foot. 

To ensure you don’t go over budget, base your estimates on the higher end of the price range. If you know you’re going to use high-end materials or require a custom or complex build, you might even want to tack on an additional 5% of your budget.

If you’re considering buying a home with known termite damage, you can negotiate with the seller to lower the costs of the house. They might be able to make the damage repairs before handing over the keys or lower the asking price before the deal is agreed upon. It’s vital though that even if you’re winning the negotiation, a home inspection contingency might be a good idea in case of future issues.

Sagging floors, large cracks in your walls, and uneven door frames are three signs that your floor joists need to be replaced. You may also notice squeaky floorboards, windows that no longer close correctly, and stairs that sag on either side. You'll need a structural engineer or floor contractor to confirm whether the floor joists are the true problem behind these issues.

The cost to repair a deck is between $900 and $3,500, depending on the cause and extent of the damage. For example, fixing a sinking deck caused by pest damage can cost between $200 and $600, while replacing sinking boards costs between $500 and $4,000.

Living in a termite-infested home isn’t just annoying—it’s risky. These pests can quietly chew through wood, weakening your walls, floors, and even the structure of your house. On top of the safety concerns, there’s the financial stress of repairs, not to mention potential health issues from mold or allergens stirred up by termite activity.

The Cerro, NM homeowners’ guide to contractor services

From average costs to expert advice, get all the answers you need to get your job done.