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Real Estate Agents questions, answered by experts

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

The condition and appearance of your yard can affect your home appraisal value. A well-maintained, attractive yard with curb appeal adds to a property’s value, while an overgrown, messy, poorly maintained yard can hurt your home’s appraisal. Even small cosmetic improvements to your yard, like adding mulch, trimming trees, and cleaning out plant beds, can help your appraisal value.

As long as the home inspection reveals no problems with the property’s structure, it shouldn’t be an issue buying an underpinned home. In fact, a properly underpinned property can be more stable than houses that have never had structural issues. However, you could face a higher insurance premium if the property has a history of structural problems. You should always request a structural engineer’s report before making a final decision.

Gather details of recent improvements, property documents, and any previous appraisals or inspections.

In many cases, window tinting will boost your home value. If you’re selling your home, especially in a warmer climate, buyers are very likely to see immense value in window tinting, which improves the home’s energy efficiency and helps make the living space more comfortable. Buyers may also recognize the privacy and security improvements offered by window tinting, which could lead to them paying more for your home.

The Alto, NM homeowners’ guide to real estate services

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