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S&H Finance Co

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S&H Finance Co

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13 years of experience

S&H Finance gives consumers a simple and transparent approach to consolidating high-interest credit card debt based on credit worthiness. 700+ FICO. Borrowers can apply for a free quote and consultation with no harm to credit and we match them profile for a personal loan with no upfront fees, giving them a fixed interest rate, and loan amounts ranging from $20,000-$300,000 with various repayment term ranging between two and seven years. Free Consultation! Free Quote and Pre Approval!

S&H Finance gives consumers a simple and transparent approach to consolidating high-interest credit card debt based on credit worthiness. 700+ FICO. Borrowers can apply for a free quote and consultation with no harm to credit and we match them profile for a personal loan with no upfront fees, giving them a fixed interest rate, and loan amounts ranging from $20,000-$300,000 with various repayment term ranging between two and seven years. Free Consultation! Free Quote and Pre Approval!


Pendaries Rv Resort

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Pendaries Rv Resort

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40 years of experience

Welcome to Pendaries RV Resort! We invite you to come experience an RV lovers paradise in the beautiful Northern New Mexico. Come stay with us and enjoy our hiking trails, volleyball courts, and even private fishing spots! Our resort offers 50 spacious full-hookup RV sites and 2 lovely cottages. Our RV sites are equipped with many modern amenities such as laundry facilities and Free WiFi. Call Pendaries RV Resort today to book you reservation. We look forward to hearing from you.

Welcome to Pendaries RV Resort! We invite you to come experience an RV lovers paradise in the beautiful Northern New Mexico. Come stay with us and enjoy our hiking trails, volleyball courts, and even private fishing spots! Our resort offers 50 spacious full-hookup RV sites and 2 lovely cottages. Our RV sites are equipped with many modern amenities such as laundry facilities and Free WiFi. Call Pendaries RV Resort today to book you reservation. We look forward to hearing from you.



Willard Hall Auctions

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Willard Hall Auctions

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Free onsite estimate

Since 1975, Willard Hall Auction has been the premier auction business for the city of Williamsburg and the surrounding areas. We are a local family owned and operated business dedicated to providing our clients with exceptional services and high-quality merchandise. We are an auction business that sells a wide selection of different products and merchandise. We do buy a lot of our inventory from estate sales, so you can count on finding unique as well as antique treasures. Some of the items we have for sale include automobiles, furniture, farming equipment, household good, and more. At Willard Hall Auction, our number one priority is creating a fun and exciting atmosphere where you can find your next goodies. Most of our auctions take place at the fairgrounds, so call today for more information or to find out when the next auction is taking place.

Since 1975, Willard Hall Auction has been the premier auction business for the city of Williamsburg and the surrounding areas. We are a local family owned and operated business dedicated to providing our clients with exceptional services and high-quality merchandise. We are an auction business that sells a wide selection of different products and merchandise. We do buy a lot of our inventory from estate sales, so you can count on finding unique as well as antique treasures. Some of the items we have for sale include automobiles, furniture, farming equipment, household good, and more. At Willard Hall Auction, our number one priority is creating a fun and exciting atmosphere where you can find your next goodies. Most of our auctions take place at the fairgrounds, so call today for more information or to find out when the next auction is taking place.


CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.


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Weaver Real Estate

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Weaver Real Estate

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11 years of experience

Weaver Real Estate, is owned by Qualifying Broker Mary Weaver, and located at 1810 Sudderth Dr, Ruidoso, New Mexico. Mary has worked with clients in the Ruidoso real estate market since 2005, including 9 years as an Associate Broker with the local Prudential office in Ruidoso. Weaver Real Estate was founded in 2014, and continues to work in both residential and commercial real estate, and often specializes in vacation or second home transactions.

Weaver Real Estate, is owned by Qualifying Broker Mary Weaver, and located at 1810 Sudderth Dr, Ruidoso, New Mexico. Mary has worked with clients in the Ruidoso real estate market since 2005, including 9 years as an Associate Broker with the local Prudential office in Ruidoso. Weaver Real Estate was founded in 2014, and continues to work in both residential and commercial real estate, and often specializes in vacation or second home transactions.



Ruidoso New Mexico Real Estate

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Ruidoso New Mexico Real Estate

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12 years of experience

As a full-time Realtor in Ruidoso, New Mexico, I am ready to assist both buyers and sellers in their real estate needs. Having spent more than 35 years in customer service, I enjoy satisfying my clients. I listen carefully to what you want and identify matching properties, whether they be homes or businesses. My experience in Lincoln County and surrounding areas includes residences, ranches, farms, hotels, golf communities, and ski resorts. As a former-rancher and farmer and now a businessperson, my comfort with working with both agricultural and corporate professionals allows me to locate the ideal properties. Ruidoso has been my home for more than 20 years, and I want to share this beautiful part of the country with my clients by staying on top of the residential and commercial markets. Life in the southern New Mexico mountains is truly wonderful. My family roots are from the windy city of Chicago, and even though my personal adventures have experienced the tranquil beauty of the US Virgin Islands, the expansive prairies of northern Oklahoma, and the fertile valleys of Arizona red rock country, I find the mountains surrounding Ruidoso a place of peace and contentment. I value the fresh vitality of spring as much as the cool embrace of winter. New Mexico is not only a land of enchantment but also great place to make friends and engage in community affairs. If you are looking for a new start in a welcoming setting, a comfortable environment for holidays, or a promising location for business, then allow me to introduce you to the Lincoln County world of opportunity.

As a full-time Realtor in Ruidoso, New Mexico, I am ready to assist both buyers and sellers in their real estate needs. Having spent more than 35 years in customer service, I enjoy satisfying my clients. I listen carefully to what you want and identify matching properties, whether they be homes or businesses. My experience in Lincoln County and surrounding areas includes residences, ranches, farms, hotels, golf communities, and ski resorts. As a former-rancher and farmer and now a businessperson, my comfort with working with both agricultural and corporate professionals allows me to locate the ideal properties. Ruidoso has been my home for more than 20 years, and I want to share this beautiful part of the country with my clients by staying on top of the residential and commercial markets. Life in the southern New Mexico mountains is truly wonderful. My family roots are from the windy city of Chicago, and even though my personal adventures have experienced the tranquil beauty of the US Virgin Islands, the expansive prairies of northern Oklahoma, and the fertile valleys of Arizona red rock country, I find the mountains surrounding Ruidoso a place of peace and contentment. I value the fresh vitality of spring as much as the cool embrace of winter. New Mexico is not only a land of enchantment but also great place to make friends and engage in community affairs. If you are looking for a new start in a welcoming setting, a comfortable environment for holidays, or a promising location for business, then allow me to introduce you to the Lincoln County world of opportunity.


Jim Walsh CBSN Real Estate

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Jim Walsh CBSN Real Estate

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35 years of experience

As are most Real Estate Brokers in New Mexico I am an Independent Contractor. I do have access to several other highly qualified people to help in various areas. I also have RV space rentals and CBSN has complete property management services.

As are most Real Estate Brokers in New Mexico I am an Independent Contractor. I do have access to several other highly qualified people to help in various areas. I also have RV space rentals and CBSN has complete property management services.


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Real Estate Agents questions, answered by experts

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

Ranch-style homes are typically larger and more rectangular than most bungalows' small, square footprints. The floor plans for these two home styles are often different, too, with ranch home bedrooms placed along a hallway off the central living space and bungalows having their bedrooms directly off the main area without hallways.

Land doesn’t depreciate in the same way that a house, vehicle, or other property does, but it can lose value based on various factors. Environmental changes, nearby development, zoning changes, and economic downturns can all cause land to lose value over time. Value is a comparative figure, so as other related factors change, so can land’s value.

An attic ladder could increase your home’s value. This is especially true if there was no access before and you plan to turn your attic into a valuable bonus space, like a bedroom, home office, or a beautifully organized and updated storage space. Potential buyers would likely see easy attic access as an attractive selling point.

Modular homes can go up or down in value depending on a few factors. In areas where real estate is appreciating, the value of modular homes is likely to increase, and vice versa. Additionally, the value of modular homes depends partially on the area. In cities where every other home is stick-built, modular homes might be considered a functional obsolescence, in which case they could be less desirable and go down in value. In either case, though, modular homes can still be a good investment, especially since they provide housing at a lower upfront cost.

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