Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

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TRUSTED BY RIO COMMUNITIES, NM HOMEOWNERS

4.3
Average homeowner rating
15
Verified real estate services reviews

Verified Reviews for Real Estate Service pros in Rio Communities, NM

*The Angi rating for Real Estate Service companies in Rio Communities, NM is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Real Estate Service needs.

*The HomeAdvisor rating for Real Estate Service companies in Rio Communities, NM is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Real Estate Service needs.

Last update on September 27, 2025

Reviewed in September 2025
Yes, Luis and Gladys did an excellent job on my property. It looks beautiful. I’m very pleased with the outcome of their work. But most of all as a senior of 72 I felt very secure and safe. While they were working at my property and my home area. Both are very professional and responsible and...
G & L Landscaping Pros
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Reviewed in September 2025
They did a great job! Quick to come out/measure, respectful of property, knowledgeable of trade and readily understood what I wanted; reasonable pricing/estimate, fast turnaround for install and easy online payment methods. Highly recommend:)
Allen's Welding
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Reviewed in May 2024
Professional from start to finish. Detailed and precise with his work. Does a walk thru before and after completion. He’s the real deal. Awesome work. Will hire him for more painting needs.
Premier Painting
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Reviewed in April 2023
This company went above and beyond my expectations. Neat and clean install. They got a green sticker from the city electrical inspector on the first try. They are reliable, I would definitely hire them again.
Universal Technical Services
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Reviewed in January 2023
Grace Builders is prompt with their estimates and scheduling. We are a property management company and she communicates well with our tenants and our company. Grace Builders has installed new roofs, repaired roofs, painting, drywall repair, and exterior door installations. We look forward to...
Grace Builders, LLC
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Reviewed in April 2022
The entire staff I worked with were very professional and met all of my expectations. The sales agent was extremely helpful, respectful and answer all of my questions. The installers arrived on time, reviewed what I had ordered and finished the installation in one day. They communicated well...
Avail Enterprises
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Reviewed in January 2019
Very high priced! But the young mam by the name of Devon who came to asses the issue, was extremely kind, helpful, professional, efficient, courteous rrsectful a real gentleman. Thank you for your assistance I greatly appreciate all you pros.
A & T Pump & Well Service, LLC
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Reviewed in November 2017
He lost rights to property he rented us so guy that actually owns land/home deed I asked cornerstone investment to refund our deposit he tells me deposit forwarded to present landlord but southwest corner stone investment owes the property owner a year back the property owner didn’t make a...
Southwest Cornerstone Investments LLC
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Reviewed in August 2016
The house was well priced by the agent and it sold in 4 months which was unheard of for the area. The fifth person who looked at the home with another agent made an offer. Kevin was professional and easy to work with.
Kevin Ramos - Re/Max Select
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Reviewed in September 2013
Business owner showed up at agreed time. Ricardo was friendly, courteous and clearly knew his craft. He painted walls that were new drywall and previously spackled. Including primer, and two coats of cover paint, he completed the job in about 5 hours that included waiting for the first coat...
Painting Solutions
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Find Real estate agents in Rio Communities

Showcase Regional Housing LLC

5.0(

)

Appraisal - Real Estate

Serving Rio Communities, NM and surrounding areas

In business since 2009

Free estimates

Credit card accepted

"It was a great experience. They made everything simple and worry free."

Recommended by100%of homeowners

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Us Appraisal Group, Inc.

0.0(

)

Appraisal - Real Estate

Serving Rio Communities, NM and surrounding areas

In business since 2003

Free estimates

Warranties offered

The best source for a residential home appraisal. First clients receive 20% off when ordering same day. You can Count on US to be professional, quick, and accurate.

Recommended by100%of homeowners

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Coronado Appraisal Services

New to Angi

Appraisal - Real Estate

Serving Rio Communities, NM and surrounding areas

In business since 2008

Free estimates

Gilbert Garcia has been serving the greater Albuquerque, NM area for over 5 years. We offer prompt and professional service and high quality workmanship to our clients. We have many happy references available. \n\nCall us today to see why we come so highly recommended!\n

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Weaver & Associates

New to Angi

Appraisal - Real Estate

Serving Rio Communities, NM and surrounding areas

In business since 1975

Free estimates

We are a locally owned and operated appraisal company. We pride ourselves on honesty and integrity. 47 years in business. We have set ourselves apart with our expertise and attention to detail. Call us today for all of your real estate appraisal needs.

Response time10 hrs

Appraisal - Real Estate

Serving Rio Communities, NM and surrounding areas

In business since 2000

Emergency services offered

Warranties offered

"Tried to contact for a home inspection, and sounded like the phone was picked up and then hung up. Tried again a few hours later and just went to voicemail.
"

Recommended by100%of homeowners

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Real Estate Agents questions, answered by experts

Yes, the age of your home can impact its value. However, age is just one of many factors that will have an effect. An older home may be perceived as needing more work and maintenance, but if you’ve kept up with repairs or done any renovations, this will increase its value. Buyers will also consider the size of the house, location, and how nearby homes are priced. Lastly, value also depends on whether it’s a buyer or seller’s market.

No, radon mitigation systems do not decrease home value or make a home harder to sell. In areas where homes experience similar radon exposure risks, a radon mitigation system is viewed as an improvement. Potential homebuyers often opt to buy a home with a radon mitigation system already installed to reduce the risk of cancer for their families.

A carport's effect on property value can be positive or negative, depending on its condition and design. A high-quality, well-maintained carport can improve a home's selling appeal and may increase its value by a few percent, especially if it is thoughtfully designed with added utility like storage space or a workshop. However, a poorly-maintained carport in disrepair can have the opposite effect and detract from the home's sales appeal and value.

Adding a second story can increase the resale value of your home, but your cost-to-value ratio might not give you the return on investment (ROI) you were looking for. Also, there are factors to keep in mind that can impact the value of your home, such as market conditions, your neighborhood, curb appeal, and functionality. If you’re hoping this project will give you a significant ROI, talk with a realtor to see what potential increase you can expect and what you can do to maximize your home’s value.

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

The Rio Communities, NM homeowners’ guide to real estate services

From average costs to expert advice, get all the answers you need to get your job done.

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