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If you’re hiring a company to perform stump grinding—or any home service for that matter—you’ll want them to at least have general liability insurance and worker’s compensation insurance. This type of coverage protects both you and the business in the case of any accidents. Professional liability insurance and inland marine insurance plans are also important for tree companies to have. Ask any pro you’re considering hiring about licenses and insurance coverage before booking the job.

In the short term, you’ll have a lot of fallen trees to deal with. Tree removal services costs typically start at $200 per tree and increase based on species and size. Then, you’ll have to deal with the loss of trees: That means a loss of shade and a greater risk of rain runoff and erosion. Also, you’ll miss out on the health and aesthetic benefits of having trees on your property, which could even affect the resale value of your home.

That being said, cutting down a tree it’s not always a bad idea. Trees growing too close to rooftops can present fire hazards or debris problems. You may need to remove diseased or dying trees to prevent future issues.

Trees are beneficial to the environment and wildlife. If you have an old tree, but it’s healthy, it may be best to avoid cutting it down. However, if it’s showing signs of bug infestation, disease, or is potentially hazardous, then you should contact a tree removal company to cut it down. 

If you are unsure whether you should have it removed or not, then speak with an arborist to determine what is best.

Trees growing within 10 to 15 feet of your house pose serious risks, so it’s worth considering removing them. First, branches that hang over and touch your roof can promote roof damage and moss accumulation, which can lead to leaking. Second, they drop debris into your gutters, leading to clogs and overflow that can promote foundation leaks. Finally, the root systems can grow into your home’s foundation, sometimes putting enough pressure on them that the concrete wall cracks, leaving you with structural damage. As such, it’s often a good idea to remove trees growing close to your home.