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To avoid the high costs of plumbing repairs, watch for potential problems. If you see any signs of a leak, consider hiring a professional plumber. A pro can assess the level of damage and make the appropriate repairs.

Plumbing leaks are always better tackled immediately. You can also fix any minor repairs yourself or ask the plumber if they can use less expensive materials.

You can tell if your toilet fill valve is full by removing the lid and taking a look. When you flush the toilet, the float is at the bottom of the tank, the water empties, and the fill valve opens. The float rises to the top as the tank fills again with water. When the float rises to the right level, the fill valve closes; if the valve is too high, your toilet may only partially flush, requiring you to adjust the float. 

Putting caulk around a toilet’s base where it touches the flooring can help hold the toilet in place. A more effective way is using caulk with plastic shim wedges. Place the shims underneath the base to steady and stabilize the toilet. Add some caulk to help keep the shims in place and provide a stronger and more lasting stabilization effect.

Sometimes, your insurance policy may cover leaking toilet repair. However, home insurance policies typically do not cover any plumbing problems. They do cover water damage caused by a busted pipe or a major leak. Some insurance companies also have riders that expand your initial coverage to include plumbing items. Talk to your agent for more information.