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Structural Engineering questions, answered by experts

The best way to determine if ceiling cracks are structural is to hire a ceiling contractor to inspect the cracks and provide a professional opinion. That said, you might be able to make an educated guess based on the size and appearance of the crack. Larger cracks, cracks accompanied by sagging or discoloration, and cracks that travel from the ceiling down the walls are all signs of structural issues.

Most load-bearing walls are exterior, though they can also be interior.

Cathedral ceilings make a statement in your home, but at the cost of your attic space. Normal attics are wide open, which allows warm air to move around and exit your home. Because of this, cathedral ceilings make your home less energy efficient and put your ceiling at risk of venting issues if you’re not careful. They also reduce your attic storage space, potentially cause an echo, and even make it harder to change a light bulb.

Yes, all states require structural engineers to carry the proper license, with specifics determined by each state. You can use Angi’s state licensing tool to confirm that the structural engineer you’re considering holds the required licensing to tackle your job. Hiring an unlicensed structural engineer will not only cause issues with permits but it could also lead to an unsafe building. The cost of a professional, licensed, and experienced engineer is well worth the investment.

It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.

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