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The type and amount of damage pests can cause to your home depends on the type of pest. Some pests, like rodents, often chew through wiring and can cause extensive damage to electrical systems, HVAC systems, walls, and insulation. Additionally, the pest’s waste presents a potential health hazard if it contaminates food or water. Other pests, such as termites, chew through floors, walls, and furniture, causing thousands of dollars in damage and making for costly repairs.

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Although it would make things easier for you, animals won’t likely leave the attic on their own. Unless the animal finds seasonal respite in your attic, it’s likely to stay in a protected space as long as it is allowed. Get rid of animals in your attic by calling the appropriate wildlife removal professionals so they can safely and efficiently remove the critters from your home, being careful to avoid further damage to your home.

Stink bugs can start reproducing a couple of weeks after they leave the nymph stages, which gives them several months to mate and start laying eggs. A single stink bug can lay up to 400 eggs in a lifetime, which can worsen an infestation. Stink bugs lay significantly more eggs in warmer climates where they stay active longer and have several rounds of egg laying.