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Whether or not your homeowners insurance covers EIFS stucco siding depends on the insurance company and the specifics of the policy. Some insurance companies will not cover EIFS due to its susceptibility to moisture damage, and some companies will only cover EIFS manufactured and installed after a certain date, since newer systems mitigate potential damage concerns better than older ones.

The recommended PSI (pounds per square inch) for cleaning vinyl siding can vary, so it's best to consult the manufacturer's guidelines. Generally, vinyl siding can handle high pressure, from 2,500 to 3,500 PSI. For comparison, more delicate materials like wood and aluminum siding should not face more than 1,500 PSI. To safely disperse the pressure on vinyl, use a tip with a wider spray span, such as a green (25-degree) or yellow (15-degree) nozzle. For routine cleaning of light dirt, a garden hose with a spray nozzle may be sufficient. Always exercise caution to avoid using excessive pressure that could damage the siding.

Wood clapboard siding needs frequent sealing to keep it in top condition—likely every two to three years. A sealant helps protect it from both moisture and sunlight damage. Your weather and climate will affect how often you need to seal the siding, but the pros recommend sealing it every couple of years. More durable woods in milder climates may not need to be sealed quite as often.

The most significant benefit to mixing siding styles is the visual appeal and intrigue you can create. Multiple colors or textures will make your home stand out, boosting curb appeal and home value. Mixing siding styles also lets you take advantage of the high resale value of stone without having to pay the high cost of covering your entire home with it. Coupling stone and vinyl means pairing affordability and value. Plus, you’ll often only have to pay for a partial siding replacement when it comes time to replace one of the materials.