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Siding underlayment varies based on the type of material, but most siding is installed on top of a vapor barrier, a moisture-resistant house wrap, sheathing made from plywood or oriented strand board (OSB), and a layer of insulation sheeting. Having the correct underlayment is a critical part of properly installing siding and will protect your home from water intrusion, structural damage, and energy loss.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

To clean painted aluminum siding, use a mixture of mild detergent and water applied with a soft brush or sponge. Rinse thoroughly with a garden hose to remove soap residue. For stubborn stains, cleaning aluminum siding with a power washer on a low-pressure setting can be effective. But avoid using high pressure, which could damage the paint.

Vinyl, brick veneer, stucco, steel, stone veneer, and composite siding are popular alternatives to wood siding. Which siding material is best for your home boils down to your budget, aesthetics, lifestyle, and climate. For example, stone veneer offers a timeless charm and is low maintenance but may have too high of a price tag. Meanwhile, some homeowners love vinyl siding for its low cost, while others dislike it for its appearance and shorter life span.