Get matched with top fire pit installation pros in Lamoure, ND

Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.

There are a few things you can look out for to ensure your chimney is safe to use. Check for the following issues:

• Cracks or missing pieces in the masonry of the chimney

• Creosote buildup in the chimney, which is a black, tar-like substance

• Cracks, stains, or scorch marks in the firebox

• Water stains in or around the fireplace

• A broken or stuck damper

A chimney requires both a cover and a cap, but these parts often get confused with one another. A chimney cover seals the top of the chimney around the flue pipe to prevent water from entering the chimney. A chimney cap is a piece that sits above the flue to prevent animals, debris, and water from entering the flue.

You might be able to turn a normal door into a fire-rated door, but you’re better off purchasing one that meets all NFPA 80 standards. If you want to DIY a normal door into a fire door, you’ll need a self-adhesive intumescent seal, metal hinges, fire-resistant glazing, and a self-closing device, but you’re always better off buying a certified fire door.