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No, you should never top maple trees. Topping injures the tree and leads to the rapid growth of a weak canopy, which can be hazardous to rooftops and utility lines. Removing the crown can also leave the interior bark vulnerable to sun damage, leading to insects and disease. A topped tree can also reduce property value and permanently damage the appearance of a tree.

Generally, avoid trimming trees in the summer (with the exception of pruning fruit trees as needed). Trees use a lot of energy in the summer, most of which is relegated to new growth. If you chop it too early, you could stunt the next season's growth. Again, when in doubt, do some research based on the specific tree type.

Aside from removing dead or diseased branches, you should prune your trees somewhere between every one and three years. Some people—particularly commercial farmers—prune their apple trees yearly to produce higher yields. This is the best way to promote tree health. That said, the average homeowner can get away with hard-pruning their mature apple tree every other year or every three years. 

Dutch elm disease can’t harm humans. In fact, according to Cal Fire, bark beetles aren’t even typically dangerous to trees unless that tree is already weakened. The problem comes when Dutch elm disease kills a tree. That tree is more at risk of falling and catching fire, which can pose a serious threat.