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It takes anywhere from three to seven years for a stump to decompose on its own. This timeframe can depend on the kind of tree and your climate. The lower to the ground the stump is, the faster it rots. If you kill a tree stump with salt, boiling water, herbicide, light deprivation, or burning, the tree stump decomposes faster. 

Your local government is usually in charge of pruning trees on public property, and the power company is responsible for trees near power lines (even if they’re on your property). Whether or not they top these trees depends on their approach to pruning. You won’t be able to do much to control this, but you can contact them to find out more about their pruning process.

The best tool to cut trees is a chain saw. You can adjust your chain saw to the correct size based on the size of the branches, offering you the fastest and cleanest cut for medium- to large-sized trees. Depending on the type of chainsaw you use, you can cut through larger trees than you would with a more manual tool like an ax.

You can remove a small tree from your yard if there’s space for the tree to fall, you have the right tools and safety equipment, and you follow a clear plan of action. You’ll just want to follow the steps above carefully, and ideally, you will have experience doing similar tasks. If you have any doubts that you can do this project safely, though, you should hire a pro.