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Yes, basement insulation needs a vapor barrier due to its susceptibility to moisture seeping in from the outside of the house. You should install a moisture barrier before you install insulation or purchase insulation that comes prebuilt with a moisture barrier to avoid water damage in your insulation and costly mold and water remediation expenses. 

The best type of insulation for your home depends on your specific needs, climate, and the area you are insulating. For new construction, structural insulated panels are a highly energy-efficient option that is easy to install during the building process. In very warm climates, reflective insulation can be a cost-effective choice. For cold climates, fiberglass is an excellent option due to its high R-value and resistance to settling over time. Spray foam works well in humid environments because of its moisture-resistant properties. For standard attics, loose-fill, spray foam, or blown-in insulation are all suitable options.

If you plan on heating your garage, you must install a vapor barrier when drywalling the garage. A vapor barrier protects your garage from frost and mold that can occur through condensation. If your garage is unheated, you don't need to install a vapor barrier. The only exception is if you regularly crank the heat in your car before getting in it. In this case, you may still want to install a vapor barrier, as your car can heat your garage.

When it comes to fiberglass insulation versus foam board, there are a few notable differences, both aesthetically and functionally. Fiberglass insulation is soft and flexible, meaning it can be squeezed into tight spaces more easily than foam board. Fiberglass insulation also has a higher R-value, making it a better pick for colder climates. However, foam board insulation can resist moisture and pest damage much better than fiberglass.