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If you don't regularly change your HVAC air filter, it will become clogged with dust, dirt, and other contaminants. This blockage forces the system to work harder to circulate air, leading to several negative consequences. You may experience higher energy bills, poor temperature regulation, reduced air quality, and slower system performance. Over time, this added strain can cause parts to break more frequently, lead to system failure, and ultimately shorten the lifespan of your entire HVAC unit. In some cases, it can also contribute to health problems. It's recommended to change the filter at least every three months.

While a whole-house air purification system is more expensive than a portable or room-sized air purifier, they have very different expectations to live up to. Room-level purifiers are available for well under $100, while whole-house units can cost up to several thousand. For individuals in the home with conditions that warrant the use of an air purifier, balancing needs against budget is necessary to determine if the extra cost of a whole-home system is worth it.

Air filters with a high MERV rating, 11 or above, shouldn't cause airflow problems in most residential systems. However, the airflow can be restricted in some HVAC systems if they aren't designed for high MERV ratings. If in doubt, a local duct installer should inspect your ductwork so that you know what your system can handle.

Air filters with a MERV rating of 11 or higher need to be changed every three to six months. If your filters are incredibly strained because of environmental factors, such as living in a smoggy, pollen-rich area with a large household, you may need to change your filters every two months regardless of the MERV rating.