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Last update on January 16, 2026

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Home Building questions, answered by experts

Most contractors aim for about a 20% profit on a job, leaving themselves room for unexpected expenses or delays. After accounting for materials, labor, and insurance, the profit margin for most contractors is between 10% and 20%. Fluctuating costs of materials and labor affect the ultimate percentage.

This answer varies based on where you are, but most states require that all homes are greater than 320 square feet. Remember that four walls are not the only requirements—windows, closet space, minimal ceiling heights, and indoor air quality are also factors. Each state and municipality differs, though, and as some don’t consider tiny homes permanent shelters, you’ll need to check to ensure you aren’t violating any local or state laws with your build.

How long it takes to build an in-law suite will vary by type. The time it takes to build an addition will typically be less than for completely new construction. Expect to spend about two months if you convert a basement, attic, or other existing room in your home. New structures can take up to five months, plus up to two months to receive the required permits.

The construction stage, which includes pouring the foundation, framing the structure or building the walls if you choose a concrete house, and installing doors, windows, a roof, siding, drywall, and flooring, will almost always take the longest. The planning phase can take just as long if you’re building a custom home, but the finishing process, which includes painting, installing trim, and finishing the interior, will rarely take longer than the previous two phases.

Modular homes can be a great investment, especially for those who find the prices of stick-built real estate too high. Modular homes are usually much more affordable because they’re mass-manufactured and then assembled on-site or delivered mostly assembled. If they’re installed properly and by professionals, they can last for between 50 and 100 years, potentially making them an outstanding investment.

The Blanch, nc homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.

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